Title (en)

GENERIC TRANSACTION ACCOUNT SYSTEM

Publication

EP 0370104 A4 19910522 (EN)

Application

EP 89906982 A 19890504

Priority

US 18998588 A 19880504

Abstract (en)

[origin: WO8911130A1] A generic transaction account system (10) comprising a plurality of programmable cards (12); a central data file (14) for storing customer account information for each card (12); and a plurality of system terminals (16, 18, 20) is being disclosed. Each card (12) comprises on-board processor (40) for storing data related to a plurality of transaction accounts, and for transferring data to the system terminals (16, 18, 20). Each terminal (16, 18, 20) comprises card reader (56, 58) for reading data from the card, control keypad (52) and video display (54) for adding, deleting and displaying the information stored in the cards. The terminals (16, 18, 20) also operate to transfer data between the cards (12) and the central data file (14), and to update the customer account information stored at central data file (14). The customers of the transaction account system (10) may substitute a plurality of cards (12) by a single card (12) to conduct transactions of independent accounts. The system terminals (16, 18, 20) may be adapted for use by system operators, customers and independent merchants, respectively.

IPC 1-7

G06K 5/00; G06F 15/30

IPC 8 full level

G06K 17/00 (2006.01); G06Q 20/34 (2012.01); G06Q 40/00 (2006.01); G07D 9/00 (2006.01); G07F 7/08 (2006.01); G07F 7/10 (2006.01)

CPC (source: EP)

G06K 17/00 (2013.01); G06Q 20/347 (2013.01); G07F 7/10 (2013.01); G07F 7/1075 (2013.01)

Citation (search report)

• [A] US 3852571 A 19741203 - HALL B, et al
• [A] EP 0256768 B1 19940302 - OKI ELECTRIC IND CO LTD [JP]
• [A] US 4109238 A 19780822 - CREEKMORE ROBERT V
• [A] WO 8301358 A1 19830414 - WIDMER MICHEL J F M
• [A] GB 2118341 A 19831026 - VISA USA INC
• See references of WO 8911130A1

Designated contracting state (EPC)

AT BE CH DE FR GB IT LI LU NL SE

DOCDB simple family (publication)

WO 8911130 A1 19891116; AU 3750089 A 19891129; BR 8906949 A 19900911; EP 0370104 A1 19900530; EP 0370104 A4 19910522; JP H03500705 A 19910214

DOCDB simple family (application)

US 8901946 W 19890504; AU 3750089 A 19890504; BR 8906949 A 19890504; EP 89906982 A 19890504; JP 50628689 A 19890504