EP 0815524 A4 20020515 - DEBIT CARD SYSTEM AND METHOD FOR IMPLEMENTING INCENTIVE AWARD PROGRAM
Title (en)
DEBIT CARD SYSTEM AND METHOD FOR IMPLEMENTING INCENTIVE AWARD PROGRAM
Title (de)
SYSTEM UND VERFAHREN FÜR DEBITKARTEN ZUM EINRICHTEN EINES ANREGUNGS- UND BELOHNUNGSPROGRAMMS
Title (fr)
SYSTEME DE CARTE DE DEBIT ET PROCEDE D'INSTALLATION D'UN PROGRAMME DE PRIME D'INCITATION
Publication
Application
Priority
- US 9603724 W 19960320
- US 40869095 A 19950321
Abstract (en)
[origin: WO9629668A1] A debit card system for implementing an incentive award program. A plurality of debit cards (114), each assigned to one participant, having a unique account number corresponding to participant's award account. A bank filter processor (116) accesses program data including data identifying the authorized unique account numbers of the participants, the authorized merchants (108) and the balance in each participant's award account. The filter processor (116) compares this program data to the following transaction data: the card account number initiating the transaction, the initiating merchant identification data regarding the amount of the initiated transaction. The filter processor generates validating data for the transaction when an authorized merchant using the unique account number of a participant having a sufficient balance in the participant's award account to cover the transaction. Otherwise, invalidating data is generated.
IPC 1-7
IPC 8 full level
G06Q 20/00 (2006.01); G06Q 20/02 (2012.01); G06Q 20/04 (2012.01); G06Q 20/34 (2012.01); G06Q 30/00 (2006.01); G06Q 30/02 (2012.01); G06Q 40/00 (2006.01); G07F 7/02 (2006.01)
CPC (source: EP)
G06Q 20/02 (2013.01); G06Q 20/023 (2013.01); G06Q 20/04 (2013.01); G06Q 20/3437 (2013.01); G06Q 30/02 (2013.01); G07F 7/02 (2013.01)
Citation (search report)
- [XY] US 5336870 A 19940809 - HUGHES THOMAS S [US], et al
- [X] US 5321243 A 19940614 - GROVES DAVID H [CA], et al
- [X] US 5255182 A 19931019 - ADAMS CARL A [US]
- [YA] US 5223699 A 19930629 - FLYNN LORRAINE [US], et al
- [YA] US 5287268 A 19940215 - MCCARTHY PATRICK D [US]
- [YA] GB 2274349 A 19940720 - HTEC LTD [GB]
- [YA] WO 8911130 A1 19891116 - HUMBLE DAVID RAYMOND [US]
- [A] US 5056019 A 19911008 - SCHULTZ JOHN [US], et al
- [A] US 5256863 A 19931026 - FERGUSON WILLIAM L [US], et al
- [A] US 5025372 A 19910618 - BURTON JAMES F [US], et al
- See references of WO 9629668A1
Designated contracting state (EPC)
AT BE CH DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE
DOCDB simple family (publication)
WO 9629668 A1 19960926; AU 5316196 A 19961008; AU 691109 B2 19980507; BR 9607787 A 19980707; CA 2215969 A1 19960926; CA 2215969 C 20021008; EP 0815524 A1 19980107; EP 0815524 A4 20020515; JP H11502647 A 19990302; MX 9707051 A 19971129
DOCDB simple family (application)
US 9603724 W 19960320; AU 5316196 A 19960320; BR 9607787 A 19960320; CA 2215969 A 19960320; EP 96909769 A 19960320; JP 52855996 A 19960320; MX 9707051 A 19960320