Global Patent Index - EP 1021802 A2

EP 1021802 A2 2000-07-26 - METHOD FOR CHECKING RIGHTFUL USE OF A DEBIT CARD OR SIMILAR MEANS GIVING RIGHT OF DISPOSING OF A BANK ACCOUNT

Title (en)

METHOD FOR CHECKING RIGHTFUL USE OF A DEBIT CARD OR SIMILAR MEANS GIVING RIGHT OF DISPOSING OF A BANK ACCOUNT

Title (de)

VERFAHREN ZUM ÜBERPRÜFEN DES RECHTMÄSSIGEN GEBRAUCHS EINER DEBITKARTE ODER DEN ZUGRIFF AUF EIN BANKKONTO RECHTGEBENDE MITTEL

Title (fr)

PROCEDE DE CONTROLE DE L'UTILISATION LEGITIME D'UNE CARTE DE DEBIT OU D'UN MOYEN SIMILAIRE DONNANT DROIT A DISPOSER D'UN COMPTE BANCAIRE

Publication

EP 1021802 A2 (EN)

Application

EP 98946630 A

Priority

  • HU 9800087 W
  • HU 9701553 A
  • HU 9702485 A
  • HU 9802109 A

Abstract (en)

[origin: WO9914711A2] The procedure according to the invention can be used both for granting authority verbally or electronically for the usage of a bank card, or for performing the investigation of the authority of a money order, prior to its execution. The essence of the procedure is that, prior to each intended transaction, in addition to the otherwise well known authorizing signal with a meaning of permitting the use of the card or to issue a money order, the authorizing signal will be overwritten by an authorization override signal, deducted from a return message signal obtained previously from the decision maker through a telecommunication network, preferably through a digital mobile telecommunication network, in the form of an SMS message signal, as a reply to an authorization override request message, and the transaction is authorized by means of the authorizing signal validated by and having the meaning of the override authorization signal.

IPC 1-7 (main, further and additional classification)

G07F 7/10; G07F 19/00

IPC 8 full level (invention and additional information)

G06Q 20/00 (2012.01); G07F 7/08 (2006.01)

CPC (invention and additional information)

G07F 7/08 (2013.01); G06Q 20/04 (2013.01); G06Q 20/26 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4037 (2013.01); G06Q 20/425 (2013.01)

Citation (search report)

See references of WO 9914711A3

Designated contracting state (EPC)

AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE

EPO simple patent family

WO 9914711 A2 19990325; WO 9914711 A3 19990610; AU 9362498 A 19990405; CA 2303893 A1 19990325; EP 1021802 A2 20000726; HU 223427 B1 20040628; HU 9802109 A1 19990428; HU 9802109 D0 19981130

INPADOC legal status


2007-05-04 [REG HK WD] APPLICATIONS WITHDRAWN, DEEMED TO BE WITHDRAWN, OR REFUSED AFTER PUBLICATION IN HONG KONG

- Document: HK 1031149

2004-10-06 [18D] DEEMED TO BE WITHDRAWN

- Effective date: 20040401

2002-04-24 [17Q] FIRST EXAMINATION REPORT

- Effective date: 20020308

2000-07-26 [17P] REQUEST FOR EXAMINATION FILED

- Effective date: 20000417

2000-07-26 [AK] DESIGNATED CONTRACTING STATES:

- Kind Code of Ref Document: A2

- Designated State(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE

2000-07-26 [AX] REQUEST FOR EXTENSION OF THE EUROPEAN PATENT TO

- Free text: RO PAYMENT 20000417