EP 1029295 A2 20000823 - IMPROVEMENTS IN, OR RELATING TO, ELECTRONIC PAYMENT SYSTEMS
Title (en)
IMPROVEMENTS IN, OR RELATING TO, ELECTRONIC PAYMENT SYSTEMS
Title (de)
VERBESSERUNGEN IN BZW. IM BEZUG AUF ELEKTRONISCHE ZAHLUNGSVERFAHREN
Title (fr)
AMELIORATIONS CONCERNANT DES SYSTEMES DE PAIEMENT ELECTRONIQUE
Publication
Application
Priority
- SE 9802002 W 19981105
- SE 9704078 A 19971107
Abstract (en)
[origin: WO9924921A2] The electronic payment system handles financial settlement of transactions, between consumers and merchants, relating to products/services purchased by the consumers from the merchants via an electronic trading medium, such as the Internet, and is supported by a telecommunication architecture adapted to provide a plurality of electronic payment schemes. Each one which is indigenous to a different country and adapted to operate, nationally, as a single-scheme, independently of the other schemes, in accordance with a common set of rules. Each payment scheme has an electronic account, owned and controlled by an operator of the scheme. An inter-scheme conversion and cross-currency exchange facility is provided for the electronic payment schemes which enables merchants subscribing to each of the national schemes to trade with subscribing consumers, irrespective of the payment scheme to which the consumers subscribers, or the consumer's unit of account and currency. Each of the scheme-specific electronic accounts is adapted to receive payments from a subscribing consumer, for products/services purchased from a merchant, in the consumer's currency, and to make corresponding payments to a scheme-specific electronic account, to which said merchant subscribers, in a currency selected by said merchant.
IPC 1-7
IPC 8 full level
G06Q 30/00 (2006.01)
CPC (source: EP)
G06Q 30/04 (2013.01)
Citation (search report)
See references of WO 9924921A2
Designated contracting state (EPC)
CH DE DK ES FI FR GB IT LI NL SE
DOCDB simple family (publication)
WO 9924921 A2 19990520; WO 9924921 A3 19990805; EP 1029295 A2 20000823; SE 9704078 D0 19971107; SE 9704078 L 19990508
DOCDB simple family (application)
SE 9802002 W 19981105; EP 98954892 A 19981105; SE 9704078 A 19971107