Global Patent Index - EP 1048011 A1

EP 1048011 A1 2000-11-02 - METHOD FOR CARRYING OUT FINANCIAL TRANSACTIONS, SYSTEM THEREFOR AND ELECTRONIC PURSE

Title (en)

METHOD FOR CARRYING OUT FINANCIAL TRANSACTIONS, SYSTEM THEREFOR AND ELECTRONIC PURSE

Title (de)

VERFAHREN ZUR DURCHFÜHRUNG FINANZIELLER TRANSAKTIONEN, DAZUGEHÖRIGES SYSTEM UND ELEKTRONISCHE GELDBÖRSE

Title (fr)

PROCEDE DE REALISATION DE TRANSACTIONS FINANCIERES, SYSTEME A CET EFFET ET PORTE-MONNAIE ELECTRONIQUE

Publication

EP 1048011 A1 (FR)

Application

EP 97946721 A

Priority

CH 9700471 W

Abstract (en)

[origin: WO9931630A1] The invention concerns a method and a system for carrying out financial transactions involving the use of an electronic purse (2). The system enables to set up connections (5, 6, 7, 8) between a financial institution (1), said electronic purse (2) and a cashing device (3). Said connections being set up in real or quasi-real time, the financial institution (1) knows exactly the situation of the account which the bearer of the electronic purse (2) has in his possession and the trader receives in real time a full discharge of the amount transacted. Various complementary measures ensure the security of the system.

IPC 1-7 (main, further and additional classification)

G07F 7/08; G07F 7/10

IPC 8 full level (invention and additional information)

G06Q 20/00 (2012.01); G07F 7/08 (2006.01)

CPC (invention and additional information)

G06Q 20/32 (2013.01); G06Q 20/26 (2013.01); G06Q 20/327 (2013.01); G06Q 20/363 (2013.01); G07F 7/0866 (2013.01)

Citation (search report)

See references of WO 9931630A1

Designated contracting state (EPC)

AT BE CH DE DK ES FI FR GB GR IE IT LI NL PT SE

EPO simple patent family

WO 9931630 A1 19990624; AU 5186598 A 19990705; CA 2315000 A1 19990624; EP 1048011 A1 20001102; JP 2002509305 A 20020326

INPADOC legal status


2005-11-30 [18R] REFUSED

- Ref Legal Event Code: 18R

- Effective date: 20050614

2002-02-06 [17Q] FIRST EXAMINATION REPORT

- Ref Legal Event Code: 17Q

- Effective date: 20011220

2000-11-02 [17P] REQUEST FOR EXAMINATION FILED

- Ref Legal Event Code: 17P

- Effective date: 20000717

2000-11-02 [AK] DESIGNATED CONTRACTING STATES:

- Ref Legal Event Code: AK

- Designated State(s): AT BE CH DE DK ES FI FR GB GR IE IT LI NL PT SE