EP 1114380 A4 20011128 - SYSTEM AND METHOD FOR SYSTEM TO SYSTEM CREDIT INFORMATION TRANSMISSION
Title (en)
SYSTEM AND METHOD FOR SYSTEM TO SYSTEM CREDIT INFORMATION TRANSMISSION
Title (de)
SYSTEM UND VERFAHREN FÜR SYSTEM ZU SYSTEM KREDIT-INFORMATIONS-ÜBERTRAGUNG
Title (fr)
SYSTEME ET PROCEDE PERMETTANT DE TRANSMETTRE DES INFORMATIONS DE CREDIT DE SYSTEME A SYSTEME
Publication
Application
Priority
- US 9918725 W 19990819
- US 9732998 P 19980820
- US 37629499 A 19990818
Abstract (en)
[origin: WO0011586A1] The invention relates to a credit updating system (16) which permits credit files stored in different formats, and possibly in different countries, to be seamlessly exchanged and updated without conversion on the end users' part. A central credit repository (20) stores credit information in a universal format, such as the ICCIF format formulated by Equifax, In., but contains an interpreter module (40) to accept and map data from idiosyncratic foreign credit systems (24) to that database. The client (10a) of the credit system, such as banks issuing credit cards, can specify language, currency denomination, exchange rate and other information according to their needs. System-to-system credit file updating is enhanced.
IPC 1-7
IPC 8 full level
G06F 17/30 (2006.01); G06G 7/52 (2006.01); G06Q 40/00 (2012.01)
CPC (source: EP)
G06F 16/84 (2018.12); G06Q 40/02 (2013.01)
Citation (search report)
- [X] US 4868866 A 19890919 - WILLIAMS JR BILLY L [US]
- See references of WO 0011586A1
Designated contracting state (EPC)
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE
DOCDB simple family (publication)
WO 0011586 A1 20000302; WO 0011586 A8 20000525; WO 0011586 A9 20000713; AU 5677199 A 20000314; CA 2341039 A1 20000302; EP 1114380 A1 20010711; EP 1114380 A4 20011128
DOCDB simple family (application)
US 9918725 W 19990819; AU 5677199 A 19990819; CA 2341039 A 19990819; EP 99943734 A 19990819