EP 1129419 A1 20010905 - PROCESSING SYSTEM AND METHOD FOR A HETEROGENEOUS ELECTRONIC CASH ENVIRONMENT
Title (en)
PROCESSING SYSTEM AND METHOD FOR A HETEROGENEOUS ELECTRONIC CASH ENVIRONMENT
Title (de)
VERARBEITUNGSSYSTEMUND VERFAHREN FÜR EINE HETEROGENE ELEKTRONISCHE ZAHLUNGSUMGEBUNG
Title (fr)
SYSTEME ET PROCEDE DE TRAITEMENT D'ENVIRONNEMENT A ARGENT ELECTRONIQUE HETEROGENE
Publication
Application
Priority
IL 9800497 W 19981013
Abstract (en)
[origin: WO0022556A1] A heterogeneous stored-value system which offers interoperability among a number of proprietary payment card brands with differing fee structures. Electronic cash originally obtained through a specific payment card brand is reconsolidated at settlement, assuring proper accounting for these fees. The system can handle isolated flow, where electronic cash flows from a loading device (2) to a payment card (8) and thence from a payment card (8) to a point of sale (6) to settlement (7), where electronic cash can flow into a payment card only from the loading device. The system can also handle circulation of the electronic cash, whereby reloading is accomplished by returning electronic cash to a payment card (8) as change from a charge transaction at a point of sale (6). In addition, payment cards with more than one charge function can be handled, whereby the customer can specify which of several charge functions will be used to acquire the electronic cash.
IPC 1-7
IPC 8 full level
G06Q 20/00 (2012.01); G07F 7/08 (2006.01)
CPC (source: EP)
G06Q 20/06 (2013.01); G06Q 20/20 (2013.01)
Designated contracting state (EPC)
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE
DOCDB simple family (publication)
WO 0022556 A1 20000420; AU 9457598 A 20000501; CA 2347460 A1 20000420; CA 2347460 C 20091229; EP 1129419 A1 20010905; EP 1129419 A4 20050316
DOCDB simple family (application)
IL 9800497 W 19981013; AU 9457598 A 19981013; CA 2347460 A 19981013; EP 98947763 A 19981013