Global Patent Index - EP 1242941 A1

EP 1242941 A1 2002-09-25 - A SYSTEM AND METHOD FACILITATING MORTGAGE BANKING AND RELATED REAL ESTATE SERVICES

Title (en)

A SYSTEM AND METHOD FACILITATING MORTGAGE BANKING AND RELATED REAL ESTATE SERVICES

Title (de)

SYSTEM UND METHODE ZUR BEREITSTELLUNG VON HYPOTHEKEN- UND ANDEREN IMMOBILIENDIENSTLEISTUNGEN

Title (fr)

SYSTEME ET PROCEDE D'OPERATIONS BANCAIRES HYPOTHECAIRES ET SERVICES IMMOBILIERS ASSOCIES

Publication

EP 1242941 A1 (EN)

Application

EP 00968792 A

Priority

  • US 0027599 W
  • US 15814399 P

Abstract (en)

[origin: WO0127832A1] A system and method for applying for a mortgage over a network. A Realtor (342) enters the buyer's (340) information into a computer and sends the information over the network to a mortgage service. The mortgage service obtains the buyer's (340) credit reports and incorporates the credit with the information. A decision maker receives the information and the credit reports and either grants a mortgage commitment (346) or denies the buyer's (340) mortgage application. The buyer (340) is informed of the decision over the network. Once the buyer (340) meets the conditions of the mortgage commitment (346), the mortgage service provides a final underwriting for the mortgage.

IPC 1-7 (main, further and additional classification)

G06F 17/60

IPC 8 full level (invention and additional information)

G06Q 40/00 (2012.01)

CPC (invention and additional information)

G06Q 40/02 (2013.01)

Citation (search report)

See references of WO 0127832A1

Designated contracting state (EPC)

AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE

EPO simple patent family

WO 0127832 A1 20010419; AU 7865600 A 20010423; CA 2383687 A1 20010419; EP 1242941 A1 20020925

INPADOC legal status


2003-09-10 [18W] WITHDRAWN

- Effective date: 20030710

2002-09-25 [17P] REQUEST FOR EXAMINATION FILED

- Effective date: 20020301

2002-09-25 [AK] DESIGNATED CONTRACTING STATES:

- Kind Code of Ref Document: A1

- Designated State(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE

2002-09-25 [AX] REQUEST FOR EXTENSION OF THE EUROPEAN PATENT TO

- Free text: AL;LT;LV;MK;RO;SI