Global Patent Index - EP 1259914 A2

EP 1259914 A2 2002-11-27 - METHOD AND SYSTEM FOR PROCESSING A MORTGAGE APPLICATION

Title (en)

METHOD AND SYSTEM FOR PROCESSING A MORTGAGE APPLICATION

Title (de)

VERFAHREN UND SYSTEM FÜR DIE VERARBEITUNG EINES KREDITANSUCHENS

Title (fr)

METHODE ET SYSTEME DE TRAITEMENT D'UNE DEMANDE D'HYPOTHEQUES

Publication

EP 1259914 A2 (EN)

Application

EP 00982339 A

Priority

  • US 0032725 W
  • US 45442599 A

Abstract (en)

[origin: WO0141019A2] A system and method for processing a mortgage application is disclosed. The system comprises a database comprising a plurality of records wherein information related to properties are stored. The records have property attributes stored therein. A computer program is adopted to provide a selection screen for selecting a property record from the database. The computer program is further adopted to present a loan application data entry screen having at least one data entry field. The computer program is further adopted to automatically enter one of the property attributes as an initial entry into one of the data entry fields. The computer program is further adopted to receive loan application data and credit data related to processing a loan from the data entry screen. The computer program is further adopted to process the loan application data, thereby creating a pre-approval status. The computer program is further adopted to forward the pre-approval status to at least one lender, who may then contact the applicant. The computer program may utilize an automated underwriting program to perform the underwriting function for loan application processing for pre-approval.

IPC 1-7 (main, further and additional classification)

G06F 17/60

IPC 8 full level (invention and additional information)

G06Q 40/00 (2012.01)

CPC (invention and additional information)

G06Q 40/02 (2013.01)

Designated contracting state (EPC)

AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

EPO simple patent family

WO 0141019 A2 20010607; WO 0141019 A8 20020124; AU 1938801 A 20010612; CA 2393540 A1 20010607; EP 1259914 A2 20021127

INPADOC legal status


2004-03-17 [18W] APPLICATION WITHDRAWN

- Effective date: 20040122

2003-08-06 [RAP1] TRANSFER OF RIGHTS OF AN APPLICATION

- Owner name: HOMESTORE, INC.

2002-11-27 [17P] REQUEST FOR EXAMINATION FILED

- Effective date: 20020724

2002-11-27 [AK] DESIGNATED CONTRACTING STATES:

- Kind Code of Ref Document: A2

- Designated State(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

2002-11-27 [AX] REQUEST FOR EXTENSION OF THE EUROPEAN PATENT TO:

- Free text: AL;LT;LV;MK;RO;SI