Global Patent Index - EP 1259916 A2

EP 1259916 A2 2002-11-27 - A METHOD FOR EXECUTING A NETWORK-BASED CREDIT APPLICATION PROCESS

Title (en)

A METHOD FOR EXECUTING A NETWORK-BASED CREDIT APPLICATION PROCESS

Title (de)

VERFAHREN ZUR AUSFÜHRUNG EINER AUF EINEM NETZWERK BASIERENDEN KREDITANWENDUNG

Title (fr)

PROCEDE DE MISE EN OEUVRE D'UN PROCESSUS DE DEMANDE DE CREDIT EN RESEAU

Publication

EP 1259916 A2 (EN)

Application

EP 00986732 A

Priority

  • US 0035216 W
  • US 47080599 A
  • US 46952599 A
  • US 47003999 A

Abstract (en)

[origin: WO0146889A2] A system, method and article of manufacture are provided for a credit application process. First, a credit application is received from a buyer utilizing a network. In response to the receipt of the credit application, the credit application is sent to a bank via the network. This is for assessing the credit of the buyer based on the credit application. If the credit is approved, the buyer is registered by assigning an identifier thereto. Next, a password is generated for the buyer. The identifier and the password are then stored in a database. Thereafter, the buyer is sent the password utilizing the network. In operation, the buyer may use the password to initiate transactions on the network. Further, the buyer is issued a card reflecting the identifier.

IPC 1-7 (main, further and additional classification)

G06F 17/60

IPC 8 full level (invention and additional information)

G06Q 20/00 (2012.01); G06Q 40/00 (2012.01); G07F 7/12 (2006.01)

CPC (invention and additional information)

G07F 7/08 (2013.01); G06Q 20/02 (2013.01); G06Q 20/04 (2013.01); G06Q 20/24 (2013.01); G06Q 20/403 (2013.01); G06Q 40/02 (2013.01)

Designated contracting state (EPC)

AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

EPO simple patent family

WO 0146889 A2 20010628; WO 0146889 A8 20011122; AU 2291401 A 20010703; EP 1259916 A2 20021127

INPADOC legal status


2011-02-23 [18D] DEEMED TO BE WITHDRAWN

- Effective date: 20100904

2010-11-17 [RAP1] TRANSFER OF RIGHTS OF AN EP PUBLISHED APPLICATION

- Owner name: ACCENTURE GLOBAL SERVICES GMBH

2010-05-26 [17Q] FIRST EXAMINATION REPORT

- Effective date: 20100423

2002-11-27 [17P] REQUEST FOR EXAMINATION FILED

- Effective date: 20020718

2002-11-27 [AK] DESIGNATED CONTRACTING STATES:

- Kind Code of Ref Document: A2

- Designated State(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

2002-11-27 [AX] REQUEST FOR EXTENSION OF THE EUROPEAN PATENT TO

- Free text: AL;LT;LV;MK;RO;SI