Global Patent Index - EP 1261928 A2

EP 1261928 A2 20021204 - SYSTEM AND METHOD FOR VALUING LOAN PORTFOLIOS USING FUZZY CLUSTERING

Title (en)

SYSTEM AND METHOD FOR VALUING LOAN PORTFOLIOS USING FUZZY CLUSTERING

Title (de)

SYSTEM UND VERFAHREN ZUM BEWERTEN VON KREDIT-PORTFOLIOS MIT HILFE EINER UNSCHARFEN CLUSTER-BILDUNG

Title (fr)

SYSTEME ET PROCEDE PERMETTANT D'EVALUER LES PORTEFEUILLES DE PRETS AU MOYEN D'UNE CLASSIFICATION FLOUE

Publication

EP 1261928 A2 20021204 (EN)

Application

EP 00982309 A 20001130

Priority

  • US 0032592 W 20001130
  • US 16849999 P 19991202
  • US 56188600 A 20000501

Abstract (en)

[origin: WO0141016A2] This disclosure describes a system and method for the valuation of loan portfolios using clustering logic. The system of this disclosure includes an assets acquisition logic that acquires a plurality of assets and attaches a plurality of variables to the plurality of assets in an assets database. Segmentation logic examines the plurality of assets and variables with a model. A fuzzy clustering logic calculates a value of the plurality of assets and variables, and a profitability analysis logic calculates a profilitability of the plurality of assets. The method valuates loan portfolios using clustering logic. The method includes the steps of acquiring a plurality of assets and attaching a plurality of variables to the assets. The plurality of assets and variables are examined with a model using fuzzy clustering to calculate the value of the plurality of assets and variables. The profitability of the plurality of assets is then calculated.

IPC 1-7

G06F 17/60

IPC 8 full level

G06N 7/02 (2006.01); G06Q 40/00 (2006.01)

CPC (source: EP KR)

G06Q 40/02 (2013.01 - EP KR); G06Q 40/06 (2013.01 - KR)

Citation (search report)

See references of WO 0141016A2

Designated contracting state (EPC)

FR IT

DOCDB simple family (publication)

WO 0141016 A2 20010607; WO 0141016 A8 20020207; AU 1935901 A 20010612; BR 0016142 A 20021224; CN 1630867 A 20050622; EP 1261928 A2 20021204; JP 2003526848 A 20030909; KR 100686466 B1 20070223; KR 20020054362 A 20020706; MX PA02005432 A 20021129; PL 358525 A1 20040809

DOCDB simple family (application)

US 0032592 W 20001130; AU 1935901 A 20001130; BR 0016142 A 20001130; CN 00818768 A 20001130; EP 00982309 A 20001130; JP 2001542001 A 20001130; KR 20027007056 A 20020601; MX PA02005432 A 20001130; PL 35852500 A 20001130