EP 1348185 A1 20031001 - PAYMENT SYSTEM

Title (en)

PAYMENT SYSTEM

Title (de)

ZAHLUNGSSYSTEM

Title (fr)

SYSTEME DE PAIEMENT

Publication

EP 1348185 A1 20031001 (EN)

Application

EP 01963021 A 20010903

Priority

FI 0100759 W 20010903
FI 20002734 A 20001213
GB 0021671 A 20000904

Abstract (en)

[origin: GB2366432A] In a system for obtaining and using a payment identification number in a secure way with a wireless communication device (MS), a request for the payment identification number is sent from the wireless communication device (MS) the request being digitally signed and/or encrypted; in response to the request the payment identification number is sent to the wireless communication device (MS) from a payment system (BANK) in a digitally signed and/or encrypted message; the payment identification number is transferred to a payment terminal (PT); validity of the transferred payment identification number is verified; the account linked to the payment identification number is charged if the payment identification number is valid.

IPC 1-7

G06F 17/60; G07F 7/10; G07F 19/00

IPC 8 full level

G06Q 20/00 (2012.01); G06Q 30/00 (2012.01); G07F 7/02 (2006.01); G07F 7/10 (2006.01); G07F 19/00 (2006.01)

CPC (source: EP)

G06Q 20/04 (2013.01); G06Q 20/12 (2013.01); G06Q 20/14 (2013.01); G06Q 20/20 (2013.01); G06Q 20/26 (2013.01); G06Q 20/322 (2013.01); G06Q 20/325 (2013.01); G06Q 20/327 (2013.01); G06Q 20/341 (2013.01); G06Q 20/342 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4093 (2013.01); G06Q 20/425 (2013.01); G06Q 30/06 (2013.01); G07F 7/025 (2013.01); G07F 7/1008 (2013.01)

Citation (search report)

See references of WO 0221354A1

Citation (examination)

WO 9834203 A1 19980806 - QUALCOMM INC [US]
WO 9613814 A1 19960509 - VAZVAN BEHRUZ [FI]
WO 9842173 A2 19981001 - FD FINANSSIDATA OY [FI], et al

Designated contracting state (EPC)

AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

DOCDB simple family (publication)

GB 0021671 D0 20001018; GB 2366432 A 20020306; AU 8407401 A 20020322; AU 8407701 A 20020322; EP 1348185 A1 20031001; FI 20002734 A0 20001213; FI 20002734 A 20020305; WO 0221354 A1 20020314; WO 0221767 A1 20020314

DOCDB simple family (application)

GB 0021671 A 20000904; AU 8407401 A 20010903; AU 8407701 A 20010904; EP 01963021 A 20010903; FI 0100759 W 20010903; FI 0100763 W 20010904; FI 20002734 A 20001213