Global Patent Index - EP 1490851 A1

EP 1490851 A1 20041229 - METHOD AND SYSTEM OF SECURING A CREDIT CARD PAYMENT

Title (en)

METHOD AND SYSTEM OF SECURING A CREDIT CARD PAYMENT

Title (de)

VERFAHREN UND SYSTEM ZUR SICHERUNG VON BEZAHLUNGEN MIT KREDITKARTEN

Title (fr)

PROCEDE ET SYSTEME DE SECURISATION D UN PAIEMENT PAR CARTE D E CREDIT

Publication

EP 1490851 A1 20041229 (FR)

Application

EP 03744885 A 20030325

Priority

  • FR 0300937 W 20030325
  • FR 0203678 A 20020325

Abstract (en)

[origin: WO03081547A1] The invention relates to a method of securing credit card transactions between a credit card holder (5) and a merchant (7), e.g. via a telecommunication network (9). The invention is characterised in that it comprises the following steps: the holder (5) informs a third party (6) of his/her intention to contact the merchant (7); the holder (5) contacts the merchant (7) through the intermediary of the third party; the third party (6) establishes a connection with the holder (5) and establishes a connection with the merchant (7); and the third party (6) manages the formation of temporary information, the inputting of said information into the order form and the relational linking of the temporary information with the card holder's actual bank information in order to check the different authorisations in relation to the banks for the acknowledgement of the order. The invention also relates to a system using said method.

IPC 1-7

G07F 19/00; G06F 17/60

IPC 8 full level

G06Q 20/00 (2006.01)

CPC (source: EP US)

G06Q 20/02 (2013.01 - EP US); G06Q 20/04 (2013.01 - EP US); G06Q 20/10 (2013.01 - EP US); G06Q 20/24 (2013.01 - EP US); G06Q 40/00 (2013.01 - EP US); G07F 7/122 (2013.01 - EP US)

Citation (search report)

See references of WO 03081547A1

Designated contracting state (EPC)

AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LI LU MC NL PT RO SE SI SK TR

DOCDB simple family (publication)

WO 03081547 A1 20031002; AU 2003255417 A1 20031008; EP 1490851 A1 20041229; FR 2837643 A1 20030926; US 2005149435 A1 20050707

DOCDB simple family (application)

FR 0300937 W 20030325; AU 2003255417 A 20030325; EP 03744885 A 20030325; FR 0203678 A 20020325; US 50929604 A 20040924