EP 1512096 A1 20050309 - ELECTRONIC MEANS OF PAYMENT HAVING INDIVIDUALLY ADJUSTABLE SECURITY FEATURES FOR THE INTERNET OR MOBILE NETWORKS

Title (en)

ELECTRONIC MEANS OF PAYMENT HAVING INDIVIDUALLY ADJUSTABLE SECURITY FEATURES FOR THE INTERNET OR MOBILE NETWORKS

Title (de)

ELEKTRONISCHES ZAHLUNGSMITTEL MIT INDIVIDUELL EINSTELLBAREN SICHERHEITSEIGENSCHAFTEN FÜR DAS INTERNET ODER MOBILE NETZE

Title (fr)

MOYEN DE PAIEMENT ELECTRONIQUE A CARACTERISTIQUES DE SECURITE A REGLAGE INDIVIDUEL POUR INTERNET OU DES RESEAUX MOBILES

Publication

EP 1512096 A1 20050309 (DE)

Application

EP 03714849 A 20030319

Priority

DE 10225711 A 20020610
EP 0302811 W 20030319

Abstract (en)

[origin: WO03105033A1] Electronic means of payment require specific procedures concerning the use thereof as well as set security features. Disclosed is a means of payment allowing the user to add individual security features, comprising the use of specific devices that are available to the user, the purchasing procedure, and additional general conditions pertaining to purchasing goods and services. Said electronic means of payment can combine existing payment systems by making said payment systems selectable and allowing individual security features to be adjusted. The popular credit card can become far more secure when purchasing goods and services by combining said credit card with devices providing increased security, e.g. a mobile phone, and adequate general conditions. The user of the inventive means of payment can make payments in an individual manner according to the individual merchandise or service that he/she would like to purchase.

IPC 1-7

G06F 17/60; G07F 7/10

IPC 8 full level

G06Q 20/00 (2012.01)

CPC (source: EP US)

G06Q 20/04 (2013.01 - EP US); G06Q 20/12 (2013.01 - EP US); G06Q 20/382 (2013.01 - EP US); G06Q 20/3825 (2013.01 - EP US); G06Q 20/383 (2013.01 - EP US); G06Q 20/40 (2013.01 - EP US); G06Q 20/4016 (2013.01 - EP US); G06Q 20/403 (2013.01 - EP US)

Citation (search report)

See references of WO 03105033A1

Designated contracting state (EPC)

AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LI LU MC NL PT RO SE SI SK TR

DOCDB simple family (publication)

WO 03105033 A1 20031218; AU 2003219076 A1 20031222; EP 1512096 A1 20050309; US 2005149456 A1 20050707; US 7353210 B2 20080401

DOCDB simple family (application)

EP 0302811 W 20030319; AU 2003219076 A 20030319; EP 03714849 A 20030319; US 807904 A 20041209