Global Patent Index - EP 2174281 A2

EP 2174281 A2 20100414 - VIRTUAL PREPAID OR CREDIT CARD AND METHOD AND SYSTEM FOR PROVIDING SUCH AND FOR ELECTRONIC PAYMENT TRANSACTIONS

Title (en)

VIRTUAL PREPAID OR CREDIT CARD AND METHOD AND SYSTEM FOR PROVIDING SUCH AND FOR ELECTRONIC PAYMENT TRANSACTIONS

Title (de)

VIRTUELLE PREPAID- ODER KREDITKARTE UND VERFAHREN UND SYSTEM ZUR BEREITSTELLUNG EINER SOLCHEN UND ZUM ELEKTRONISCHEN ZAHLUNGSVERKEHR

Title (fr)

CARTE PRÉPAYÉE OU DE CRÉDIT VIRTUELLE ET PROCÉDÉ AINSI QUE SYSTÈME DE FOURNITURE DE CELLE-CI ET DE GESTION DE PAIEMENT ÉLECTRONIQUE

Publication

EP 2174281 A2 20100414 (DE)

Application

EP 08773592 A 20080623

Priority

  • EP 2008005057 W 20080623
  • DE 102007030114 A 20070629
  • DE 102007048976 A 20071012

Abstract (en)

[origin: US2009006254A1] A virtual credit card, as a set of data, free of a physical substrate, the data being adapted to authorize a person who is in possession thereof to pay for a product or service, in particular in the framework of an online transaction, the data set being produced on the basis of a credit card account or a pre-payment and in response to a user authentication procedure involving an evaluation of biometric features of a user, in particular of his/her voice profile, and being available at a telecommunication terminal, in particular a mobile phone, of the authenticated user.

IPC 8 full level

G06Q 20/00 (2012.01); G06Q 30/00 (2012.01)

CPC (source: EP US)

G06Q 20/02 (2013.01 - EP US); G06Q 20/3255 (2013.01 - EP US); G06Q 20/326 (2020.05 - EP US); G06Q 20/351 (2013.01 - EP US); G06Q 20/385 (2013.01 - EP US); G06Q 20/40 (2013.01 - EP US); G06Q 20/4014 (2013.01 - EP US); G06Q 30/0603 (2013.01 - EP US)

Citation (search report)

See references of WO 2009003605A2

Designated contracting state (EPC)

AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MT NL NO PL PT RO SE SI SK TR

DOCDB simple family (publication)

DE 102007048976 A1 20090102; EP 2174281 A2 20100414; US 2009006254 A1 20090101; WO 2009003605 A2 20090108; WO 2009003605 A3 20090709; WO 2009003605 A9 20090514; WO 2009003605 A9 20091029

DOCDB simple family (application)

DE 102007048976 A 20071012; EP 08773592 A 20080623; EP 2008005057 W 20080623; US 97008808 A 20080107