EP 2724523 A4 20141203 - PAYMENT SELECTION AND AUTHORIZATION BY A MOBILE DEVICE
Title (en)
PAYMENT SELECTION AND AUTHORIZATION BY A MOBILE DEVICE
Title (de)
ZAHLUNGSAUSWAHL UND -AUTORISIERUNG MITTELS EINER MOBILEN VORRICHTUNG
Title (fr)
SÉLECTION ET AUTORISATION DE PAIEMENT PAR UN DISPOSITIF MOBILE
Publication
Application
Priority
- US 201113170121 A 20110627
- US 201113170144 A 20110627
- US 2012044246 W 20120626
Abstract (en)
[origin: WO2013003372A1] When making a payment with an electronic payment type, a user may provide additional verification of ownership through communications with the user's mobile computing device. For example, the user may swipe her bank card at a retailer's store. The retailer may authorize the bank card through an issuing party ("host"). The host may transmit a request to the user via a mobile application running on the mobile computing device, which may request the user to approve or decline the purchase request. In various embodiments, the host's request may require the user to enter personal and/or authorization information (e.g., a PIN, password, biometrics, etc.) via the mobile application to approve the request. In some aspects, the host may allow the user to split or allocate a payment amount across one or more electronic payment types available to the user from the host via the mobile application during the authorization process.
IPC 8 full level
G06Q 20/40 (2012.01)
CPC (source: EP)
G06Q 20/322 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/425 (2013.01)
Citation (search report)
- No further relevant documents disclosed
- See references of WO 2013003372A1
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
DOCDB simple family (publication)
WO 2013003372 A1 20130103; CA 2839150 A1 20130103; CA 2839150 C 20180213; CN 103765861 A 20140430; CN 103765861 B 20160817; EP 2724523 A1 20140430; EP 2724523 A4 20141203; JP 2014522022 A 20140828; JP 2016131033 A 20160721; JP 5957524 B2 20160727; JP 6254204 B2 20171227
DOCDB simple family (application)
US 2012044246 W 20120626; CA 2839150 A 20120626; CN 201280032013 A 20120626; EP 12803927 A 20120626; JP 2014518926 A 20120626; JP 2016037781 A 20160229