Global Patent Index - EP 2776999 A1

EP 2776999 A1 20140917 - METHOD AND APPARATUS FOR PERFORMING CASHLESS PAYMENTS

Title (en)

METHOD AND APPARATUS FOR PERFORMING CASHLESS PAYMENTS

Title (de)

VERFAHREN UND VORRICHTUNG ZUM DURCHFÜHREN VON BARGELDLOSEN ZAHLUNGEN

Title (fr)

PROCÉDÉ ET DISPOSITIF POUR EFFECTUER DES PAIEMENTS SCRIPTURAUX

Publication

EP 2776999 A1 20140917 (DE)

Application

EP 12808670 A 20121108

Priority

  • AT 16492011 A 20111108
  • AT 2012000285 W 20121108

Abstract (en)

[origin: WO2013067561A1] In a method for performing cashless payments using mobile telecommunication terminals and at least one electronic payment handling centre, wherein each telecommunication terminal has stored a subscriber identifier, and the payment handling centre has stored the subscriber identifiers of the participating telecommunication terminals and payment limits associated with each of the subscriber identifiers, the payment transaction is performed on the basis of a transaction code which is generated by the payment handling centre and which is transmitted to the mobile telecommunication terminal, from the latter to the finance system of the payment recipient and from the latter together with the payment sum to the payment handling centre, where the transaction code is checked and the payment sum is balanced with the respective payment limit.

IPC 8 full level

G06Q 20/32 (2012.01); G06Q 20/38 (2012.01)

CPC (source: AT EP US)

G06Q 20/02 (2013.01 - AT EP US); G06Q 20/10 (2013.01 - US); G06Q 20/20 (2013.01 - AT EP US); G06Q 20/26 (2013.01 - US); G06Q 20/32 (2013.01 - AT); G06Q 20/322 (2013.01 - US); G06Q 20/3274 (2013.01 - EP US); G06Q 20/3278 (2013.01 - EP US); G06Q 20/383 (2013.01 - EP US); G06Q 20/385 (2013.01 - EP US); G06Q 20/401 (2013.01 - AT EP US); G06Q 20/4012 (2013.01 - US)

Citation (search report)

See references of WO 2013067561A1

Citation (examination)

  • US 2010138344 A1 20100603 - WONG CATHERINE A [US], et al
  • US 2009281904 A1 20091112 - PHARRIS DENNIS J [US]
  • US 2011238473 A1 20110929 - SANKOLLI SANJAY DATTATREYA [US], et al
  • US 2011071914 A1 20110324 - BEASLEY GARLAND B [US], et al
  • WIKIPEDIA: "One-time password", INTERNET ARTICLE, 5 November 2011 (2011-11-05), XP055257097, Retrieved from the Internet <URL:https://en.wikipedia.org/w/index.php?title=One-time_password&oldid=459158031> [retrieved on 20160310]
  • WOLFGANG RANKL ET AL: "Smart card handbook, fourth edition", 19 July 2010, WILEY, Chichester, West Sussex, U.K, ISBN: 978-0-470-74367-6, pages: ToC,348 - 352,Ch18,Ch19, XP055257161
  • ROSS J. ANDERSON: "Security Engineering: A Guide to Building Dependable Distributed Systems", 14 April 2008, WILEY, ISBN: 978-0-470-06852-6, pages: ToC, Pre, Ch02 - Ch04, Ch08, XP055244645
  • JOSEF LANGER ET AL: "Anwendungen und Technik von Near Field Communication (NFC)", 16 September 2010, SPRINGER BERLIN HEIDELBERG, Berlin, Heidelberg, ISBN: 978-3-64-205497-6, XP055208224

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

DOCDB simple family (publication)

WO 2013067561 A1 20130516; AT 512070 A1 20130515; AT 512070 B1 20180215; EP 2776999 A1 20140917; US 2014344157 A1 20141120

DOCDB simple family (application)

AT 2012000285 W 20121108; AT 16492011 A 20111108; EP 12808670 A 20121108; US 201214356946 A 20121108