EP 2962262 A2 20160106 - METHODS AND ARRANGEMENTS FOR SMARTPHONE PAYMENTS AND TRANSACTIONS
Title (en)
METHODS AND ARRANGEMENTS FOR SMARTPHONE PAYMENTS AND TRANSACTIONS
Title (de)
VERFAHREN UND ANORDNUNGEN FÜR SMARTPHONE-ZAHLUNGEN UND -TRANSAKTIONEN
Title (fr)
PROCÉDÉS ET AGENCEMENTS POUR DES PAIEMENTS ET DES TRANSACTIONS PAR TÉLÉPHONES INTELLIGENTS
Publication
Application
Priority
- US 201361769701 P 20130226
- US 201313792764 A 20130311
- US 201313873117 A 20130429
- US 201361825059 P 20130519
- US 201314074072 A 20131107
- US 201461938673 P 20140211
- US 201414180277 A 20140213
- US 2014018715 W 20140226
Abstract (en)
[origin: WO2014134180A2] The disclosure relates to a smartphone-based virtual wallet, that manages payment options available to a user. One claim recites a portable device comprising: a touch screen display; a microphone for capturing ambient audio; memory for storing an image; and one or more processors. The one or more processors are configured for: generating copies of the stored image; obtaining a payload corresponding to financial information; providing the payload to an erasure code generator, in which the erasure code generator produces a plurality of outputs; embedding one of the plurality of outputs in a copy of the stored image and proceeding with embedding until each of the plurality of outputs is so embedded in a copy of the stored image, in which the embedding utilizes digital watermarking; causing the touch screen display to display embedded image copies so as to cause a static image display effect, the displayed embedded image copies being displayed by the portable device in response to a user input to enable a financial transaction. A great variety of other features, arrangements, combinations and claims are also detailed.
IPC 8 full level
G06Q 30/06 (2012.01)
CPC (source: EP)
G06Q 20/306 (2020.05); G06Q 20/321 (2020.05); G06Q 20/3221 (2013.01); G06Q 20/3272 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/351 (2013.01); G06Q 20/36 (2013.01); G06Q 30/06 (2013.01)
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated extension state (EPC)
BA ME
DOCDB simple family (publication)
WO 2014134180 A2 20140904; WO 2014134180 A3 20150108; CN 105190659 A 20151223; CN 105190659 B 20210205; EP 2962262 A2 20160106; EP 2962262 A4 20160824
DOCDB simple family (application)
US 2014018715 W 20140226; CN 201480023664 A 20140226; EP 14709848 A 20140226