EP 2962262 A4 20160824 - METHODS AND ARRANGEMENTS FOR SMARTPHONE PAYMENTS AND TRANSACTIONS
Title (en)
METHODS AND ARRANGEMENTS FOR SMARTPHONE PAYMENTS AND TRANSACTIONS
Title (de)
VERFAHREN UND ANORDNUNGEN FÜR SMARTPHONE-ZAHLUNGEN UND -TRANSAKTIONEN
Title (fr)
PROCÉDÉS ET AGENCEMENTS POUR DES PAIEMENTS ET DES TRANSACTIONS PAR TÉLÉPHONES INTELLIGENTS
Publication
Application
Priority
- US 201361769701 P 20130226
- US 201313792764 A 20130311
- US 201313873117 A 20130429
- US 201361825059 P 20130519
- US 201314074072 A 20131107
- US 201461938673 P 20140211
- US 201414180277 A 20140213
- US 2014018715 W 20140226
Abstract (en)
[origin: WO2014134180A2] The disclosure relates to a smartphone-based virtual wallet, that manages payment options available to a user. One claim recites a portable device comprising: a touch screen display; a microphone for capturing ambient audio; memory for storing an image; and one or more processors. The one or more processors are configured for: generating copies of the stored image; obtaining a payload corresponding to financial information; providing the payload to an erasure code generator, in which the erasure code generator produces a plurality of outputs; embedding one of the plurality of outputs in a copy of the stored image and proceeding with embedding until each of the plurality of outputs is so embedded in a copy of the stored image, in which the embedding utilizes digital watermarking; causing the touch screen display to display embedded image copies so as to cause a static image display effect, the displayed embedded image copies being displayed by the portable device in response to a user input to enable a financial transaction. A great variety of other features, arrangements, combinations and claims are also detailed.
IPC 8 full level
G06Q 30/06 (2012.01)
CPC (source: EP)
G06Q 20/306 (2020.05); G06Q 20/321 (2020.05); G06Q 20/3221 (2013.01); G06Q 20/3272 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/351 (2013.01); G06Q 20/36 (2013.01); G06Q 30/06 (2013.01)
Citation (search report)
- [A] US 2012290449 A1 20121115 - MULLEN JEFFREY D [US], et al
- [I] PAWEL KORUS ET AL: "A new approach to high-capacity annotation watermarking based on digital fountain codes", MULTIMEDIA TOOLS AND APPLICATIONS., vol. 68, no. 1, 12 February 2012 (2012-02-12), US, pages 59 - 77, XP055288220, ISSN: 1380-7501, DOI: 10.1007/s11042-011-0986-8
- [I] SHAN HE ET AL: "High-Fidelity Data Embedding for Image Annotation", IEEE TRANSACTIONS ON IMAGE PROCESSING, IEEE SERVICE CENTER, PISCATAWAY, NJ, US, vol. 15, no. 2, 1 February 2009 (2009-02-01), pages 429 - 435, XP011240926, ISSN: 1057-7149, DOI: 10.1109/TIP.2008.2008733
- [I] MAIK SCHOTT ET AL: "AnnoWaNO: An annotation watermarking framework", IMAGE AND SIGNAL PROCESSING AND ANALYSIS, 2009. ISPA 2009. PROCEEDINGS OF 6TH INTERNATIONAL SYMPOSIUM ON, IEEE, PISCATAWAY, NJ, USA, 16 September 2009 (2009-09-16), pages 483 - 488, XP031552023, ISBN: 978-953-184-135-1
- See references of WO 2014134180A2
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
DOCDB simple family (publication)
WO 2014134180 A2 20140904; WO 2014134180 A3 20150108; CN 105190659 A 20151223; CN 105190659 B 20210205; EP 2962262 A2 20160106; EP 2962262 A4 20160824
DOCDB simple family (application)
US 2014018715 W 20140226; CN 201480023664 A 20140226; EP 14709848 A 20140226