EP 3117388 A1 20170118 - SECURED DISINTERMEDIATED SYSTEM FOR SEEKING AND ACQUIRING FUNDING
Title (en)
SECURED DISINTERMEDIATED SYSTEM FOR SEEKING AND ACQUIRING FUNDING
Title (de)
GESICHERTES DISINTERMEDIATIONSSYSTEM ZUR SUCHE UND ERFASSUNG VON FINANZIERUNG
Title (fr)
SYSTÈME SÉCURISÉ SANS INTERMÉDIAIRE PERMETTANT DE RECHERCHER ET D'ACQUÉRIR UN FINANCEMENT
Publication
Application
Priority
- US 201461952418 P 20140313
- IB 2015051862 W 20150313
Abstract (en)
[origin: WO2015136503A1] A disintermediated on-line system for matching a plurality of lenders to a borrower is described. The system comprises: a lender engine for enabling a plurality of remotely-located lenders to each set up a lender profile; the lender profile including an offer value parameter representing an amount of funds that the lender is making available to the system, and a range parameter representing the risk that the lender is prepared to accept; a borrower engine for enabling a remotely-located borrower to set up a borrower specification, the borrower specification specifying: an asset against which funds are to be secured; personal information regarding the borrower; and a loan value parameter representing an amount of funds that the borrower requires; and a risk calculation engine comprising a processor for calculating a total risk score from the borrower specification.
IPC 8 full level
G06Q 30/02 (2012.01); G06Q 40/02 (2012.01); G06Q 40/06 (2012.01)
CPC (source: EP)
G06Q 40/02 (2013.01); G06Q 40/06 (2013.01)
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated extension state (EPC)
BA ME
DOCDB simple family (publication)
WO 2015136503 A1 20150917; EP 3117388 A1 20170118; EP 3117388 A4 20170816
DOCDB simple family (application)
IB 2015051862 W 20150313; EP 15760942 A 20150313