Global Patent Index - EP 3192033 A2

EP 3192033 A2 20170719 - PAIRING ELECTRONIC WALLET WITH SPECIFIED MERCHANTS

Title (en)

PAIRING ELECTRONIC WALLET WITH SPECIFIED MERCHANTS

Title (de)

PAARUNG EINER ELEKTRONISCHEN GELDBÖRSE MIT SPEZIFISCHEN HÄNDLERN

Title (fr)

APPARIEMENT D'UN PORTEFEUILLE ÉLECTRONIQUE AVEC DES COMMERÇANTS SPÉCIFIÉS

Publication

EP 3192033 A2 20170719 (EN)

Application

EP 15839282 A 20150902

Priority

  • US 201414485139 A 20140912
  • US 2015048102 W 20150902

Abstract (en)

[origin: WO2016040070A2] A system and method for facilitating use of a digital electronic wallet by a cardholder for cashless transactions. The method comprises receiving a selection by a first cardholder to pair a first digital wallet held by a first wallet holder with a first merchant, the first digital wallet having therein an electronic representation of at least one payment device usable to fund a cashless transaction, and verifying the cardholder's identity. Thereafter, facilitating a communication between the first cardholder and the first wallet holder to record consent by the first cardholder to share wallet information with the first merchant. The present disclosure further comprises receiving from the first wallet holder authorization to generate a wallet token usable for acquiring wallet information on behalf of the first merchant, using the first digital wallet as selected by the first cardholder, and preparing a merchant token corresponding to the wallet token. The merchant token is provided to the first merchant, for presentation to access wallet information, including payment card information on a cashless transaction.

IPC 8 full level

G06Q 20/36 (2012.01); G06Q 30/06 (2012.01)

CPC (source: EP KR)

G06Q 20/36 (2013.01 - EP); G06Q 20/363 (2013.01 - KR); G06Q 20/367 (2013.01 - KR); G06Q 20/385 (2013.01 - EP)

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

Designated extension state (EPC)

BA ME

DOCDB simple family (publication)

WO 2016040070 A2 20160317; WO 2016040070 A3 20170511; CA 2960704 A1 20160317; CA 2960704 C 20190507; EP 3192033 A2 20170719; EP 3192033 A4 20180411; KR 20170069222 A 20170620

DOCDB simple family (application)

US 2015048102 W 20150902; CA 2960704 A 20150902; EP 15839282 A 20150902; KR 20177009852 A 20150902