EP 3192034 A4 20180110 - METHOD AND SYSTEM FOR PROCESSING OF A REAL-TIME REBATE AT TRANSACTION AUTHORIZATION

Title (en)

METHOD AND SYSTEM FOR PROCESSING OF A REAL-TIME REBATE AT TRANSACTION AUTHORIZATION

Title (de)

VERFAHREN UND SYSTEM ZUR VERARBEITUNG EINES ECHTZEITRABATTS BEI EINER TRANSAKTIONSAUTORISIERUNG

Title (fr)

PROCÉDÉ ET SYSTÈME DE TRAITEMENT D'UN RABAIS EN TEMPS RÉEL LORS D'UNE AUTORISATION DE TRANSACTION

Publication

EP 3192034 A4 20180110 (EN)

Application

EP 15833649 A 20150819

Priority

US 201414465063 A 20140821
US 2015045887 W 20150819

Abstract (en)

[origin: WO2016028889A1] Systems and methods for processing payment transactions involving reward accounts are disclosed. One exemplary method includes receiving an authorization request for a payment transaction involving a reward account. The authorization request includes at least a transaction amount. The method also includes determining, based on the reward preference, whether the payment transaction is eligible for a reward rebate and transmitting a request for the reward rebate when the payment transaction is eligible.

IPC 8 full level

G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 30/02 (2012.01)

CPC (source: EP US)

G06Q 20/38 (2013.01 - EP US); G06Q 20/387 (2013.01 - EP); G06Q 20/40 (2013.01 - EP); G06Q 20/405 (2013.01 - EP); G06Q 30/02 (2013.01 - EP)

Citation (search report)

[I] US 2008133351 A1 20080605 - WHITE BRIGETTE [US], et al
[I] US 2012197801 A1 20120802 - JIMENEZ DAY [US]
[I] WO 2011047248 A2 20110421 - VISA INT SERVICE ASS [US], et al
See references of WO 2016028889A1

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

DOCDB simple family (publication)

WO 2016028889 A1 20160225; AU 2015305524 A1 20170316; BR 112017003415 A2 20171128; CA 2958551 A1 20160225; CN 107077677 A 20170818; EP 3192034 A1 20170719; EP 3192034 A4 20180110; JP 2017528822 A 20170928; RU 2017109095 A 20180921; RU 2017109095 A3 20180921

DOCDB simple family (application)

US 2015045887 W 20150819; AU 2015305524 A 20150819; BR 112017003415 A 20150819; CA 2958551 A 20150819; CN 201580057280 A 20150819; EP 15833649 A 20150819; JP 2017510295 A 20150819; RU 2017109095 A 20150819