Global Patent Index - EP 3234888 A1

EP 3234888 A1 20171025 - A DEVICE, SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR PROCESSING ELECTRONIC TRANSACTION REQUESTS

Title (en)

A DEVICE, SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR PROCESSING ELECTRONIC TRANSACTION REQUESTS

Title (de)

VORRICHTUNG, SYSTEM, VERFAHREN UND COMPUTERPROGRAMMPRODUKT ZUR VERARBEITUNG ELEKTRONISCHER TRANSAKTIONSANFRAGEN

Title (fr)

DISPOSITIF, SYSTÈME, PROCÉDÉ, ET PRODUIT PROGRAMME D'ORDINATEUR, POUR TRAITER DES DEMANDES DE TRANSACTION ÉLECTRONIQUE

Publication

EP 3234888 A1 20171025 (EN)

Application

EP 15784114 A 20151014

Priority

  • GB 201422900 A 20141218
  • GB 2015053034 W 20151014

Abstract (en)

[origin: GB2533432A] The invention is primarily concerned with databases 110A/B which record inter-bank financial transactions. Message M1 from a first bank specifies some payment between banks. This is logged in the databases and triggers message M2 to a second bank. The second bank credit/debits an appropriate account and respond with acknowledgement message M3. Message M3 is also logged in the database and acknowledgement message M4 to the originating bank is issued. This transaction message history log is utilised during intermittent settlement operations to determine the amounts of money due to pass between the banks. The logs may be cleared after settlement. The claims in this application specifically relate to the databases 110 being clustered databases and their recording of the transaction messages.

IPC 8 full level

G06Q 20/02 (2012.01); G06Q 20/30 (2012.01); G06Q 20/38 (2012.01)

CPC (source: EA EP GB US)

G06F 16/27 (2018.12 - EA GB); G06Q 20/027 (2013.01 - EA EP US); G06Q 20/3825 (2013.01 - EA EP US); G06Q 20/3827 (2013.01 - EA EP US); G06Q 20/389 (2013.01 - EA GB); H04L 67/1095 (2013.01 - EA GB)

Citation (search report)

See references of WO 2016097672A1

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

Designated extension state (EPC)

BA ME

DOCDB simple family (publication)

GB 2533432 A 20160622; AU 2015365764 A1 20170706; AU 2015365764 B2 20190926; CA 2971665 A1 20160623; CA 2971665 C 20211026; CO 2017007195 A2 20170929; EA 034401 B1 20200204; EA 201791339 A1 20171229; EP 3234888 A1 20171025; EP 4220513 A1 20230802; JP 2018501593 A 20180118; JP 6474915 B2 20190227; SA 517381770 B1 20211125; SG 11201704907Q A 20170728; US 11080690 B2 20210803; US 2018174140 A1 20180621; WO 2016097672 A1 20160623

DOCDB simple family (application)

GB 201422900 A 20141218; AU 2015365764 A 20151014; CA 2971665 A 20151014; CO 2017007195 A 20170718; EA 201791339 A 20151014; EP 15784114 A 20151014; EP 23153149 A 20151014; GB 2015053034 W 20151014; JP 2017551371 A 20151014; SA 517381770 A 20170618; SG 11201704907Q A 20151014; US 201515537115 A 20151014