Global Patent Index - EP 3446274 A1

EP 3446274 A1 20190227 - METHOD AND DEVICE FOR AUTHORIZING MOBILE TRANSACTIONS

Title (en)

METHOD AND DEVICE FOR AUTHORIZING MOBILE TRANSACTIONS

Title (de)

VERFAHREN UND VORRICHTUNG ZUR AUTORISIERUNG VON MOBILEN TRANSAKTIONEN

Title (fr)

PROCÉDÉ ET DISPOSITIF D'AUTORISATION DE TRANSACTIONS MOBILES

Publication

EP 3446274 A1 20190227 (EN)

Application

EP 17718882 A 20170414

Priority

  • FR 1653394 A 20160418
  • EP 2017059073 W 20170414

Abstract (en)

[origin: WO2017182411A1] The invention concerns a method of transaction authorization comprising: deriving, by a first server, a first key based on a mobile PIN value associated with a mobile device; encrypting, by the first server based on the derived key, a verification value to generate an encrypted verification value (eSEALATC) ' transmitting, by the first server, the encrypted verification value to the mobile device; receiving, by the first server or by a second server, a further verification value (SEALATC') generated by the decryption of encrypted verification value using a second key (ΚΕΥΡΙΝ') derived based on a candidate PIN value entered into the mobile device or based on a PIN stored by the mobile device and released after a user authentication operation; and authorizing the transaction based on a verification of the further verification value.

IPC 8 full level

G06F 21/31 (2013.01); G06F 21/32 (2013.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01)

CPC (source: EP)

G06F 21/31 (2013.01); G06F 21/32 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); H04L 9/0863 (2013.01); H04L 9/3231 (2013.01); G06F 2221/2107 (2013.01); H04L 2209/805 (2013.01)

Citation (search report)

See references of WO 2017182411A1

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

Designated extension state (EPC)

BA ME

DOCDB simple family (publication)

WO 2017182411 A1 20171026; EP 3446274 A1 20190227; EP 4177810 A1 20230510

DOCDB simple family (application)

EP 2017059073 W 20170414; EP 17718882 A 20170414; EP 23150154 A 20170414