Global Patent Index - EP 4016424 A1

EP 4016424 A1 20220622 - PAYMENT PROCESSING SYSTEM AND METHOD THEREFOR

Title (en)

PAYMENT PROCESSING SYSTEM AND METHOD THEREFOR

Title (de)

ZAHLUNGSVERARBEITUNGSSYSTEM UND VERFAHREN

Title (fr)

SYSTEME ET PROCEDE DE TRAITEMENT DE PAIEMENT

Publication

EP 4016424 A1 20220622 (EN)

Application

EP 21158128 A 20210219

Priority

US 202063127596 P 20201218

Abstract (en)

Payment processing system, workstation, terminal, or kiosk comprising a module (209) that receives a payment request that includes payment information comprising a merchant or transaction identifier. The module also receives encrypted payment data from a reader (210) that includes an account number encrypted according to a first key. The module then transmits the payment information and the encrypted payment data to a payment server (211). On receiving the payment information and the encrypted payment data, the payment server determines a payment service provider based on the merchant or transaction identifier and a location identifier and transmits the encrypted payment data and the determined payment service provider to a security module (215).

IPC 8 full level

G06Q 20/02 (2012.01); G06Q 20/18 (2012.01); G06Q 20/38 (2012.01)

CPC (source: EP)

G06Q 20/027 (2013.01); G06Q 20/18 (2013.01); G06Q 20/227 (2013.01); G06Q 20/405 (2013.01)

Citation (applicant)

EP 2996079 B1 20181114 - AMADEUS SAS [FR]

Citation (search report)

[I] WO 2013103991 A1 20130711 - VISA INT SERVICE ASS [US]

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

Designated extension state (EPC)

BA ME

DOCDB simple family (publication)

EP 4016424 A1 20220622; CN 116783605 A 20230919

DOCDB simple family (application)

EP 21158128 A 20210219; CN 202180085521 A 20211217