EP 4109372 A1 20221228 - A SYSTEM, METHOD, AND APPARATUS FOR A DYNAMIC TRANSACTION CARD
Title (en)
A SYSTEM, METHOD, AND APPARATUS FOR A DYNAMIC TRANSACTION CARD
Title (de)
SYSTEM, VERFAHREN UND VORRICHTUNG FÜR EINE DYNAMISCHE TRANSAKTIONSKARTE
Title (fr)
SYSTÈME, PROCÉDÉ ET APPAREIL POUR UNE CARTE DE TRANSACTION DYNAMIQUE
Publication
Application
Priority
- US 201562147568 P 20150414
- US 201562270669 P 20151222
- EP 16780700 A 20160414
- US 2016027415 W 20160414
Abstract (en)
The invention relates to a method comprising storing, in data storage of a dynamic transaction card, pre-stored account data that associates multiple accounts related to multiple financial institutions with the dynamic transaction card, the pre-stored account data comprising inactive account data; storing, in a microprocessor associated with an integrated circuit of the dynamic transaction card, an inactive encryption key; receiving, at an antenna of the dynamic transaction card, an activation signal from an account holder mobile device; executing, via the integrated circuit, a preloaded script to activate the inactive account data and the inactive encryption key thereby creating active account data and an active encryption key; activating, via the integrated circuit, an account on the dynamic transaction card; sending, via the antenna, a request to the account holder mobile device for updated data; and receiving, via the antenna, the updated data, wherein the updated data comprises updated account data associated with the account.
IPC 8 full level
G06Q 20/34 (2012.01); G06F 21/81 (2013.01); G06K 19/07 (2006.01); G06K 19/077 (2006.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G07F 7/08 (2006.01)
CPC (source: EP US)
G06K 19/02 (2013.01 - US); G06K 19/045 (2013.01 - US); G06K 19/0702 (2013.01 - US); G06K 19/0704 (2013.01 - EP US); G06K 19/0716 (2013.01 - EP US); G06K 19/0717 (2013.01 - US); G06K 19/0723 (2013.01 - US); G06K 19/07705 (2013.01 - US); G06K 19/07707 (2013.01 - EP US); G06K 19/07722 (2013.01 - US); G06K 19/07733 (2013.01 - US); G06Q 20/04 (2013.01 - EP US); G06Q 20/10 (2013.01 - EP US); G06Q 20/321 (2020.05 - EP); G06Q 20/3263 (2020.05 - EP); G06Q 20/3278 (2013.01 - EP US); G06Q 20/341 (2013.01 - EP US); G06Q 20/352 (2013.01 - EP US); G06Q 20/353 (2013.01 - EP US); G06Q 20/354 (2013.01 - EP US); G06Q 20/3552 (2013.01 - EP US); G06Q 20/3563 (2013.01 - EP US); G06Q 20/3574 (2013.01 - EP US); G06Q 20/3829 (2013.01 - US); G06Q 20/4016 (2013.01 - US); G06Q 20/405 (2013.01 - US); G06Q 20/409 (2013.01 - US); G07F 7/0833 (2013.01 - EP US); G07F 7/0846 (2013.01 - EP US); G09B 21/008 (2013.01 - US)
Citation (applicant)
- US 201562266324 P 20151211
- US 201562270307 P 20151221
- US 201662305599 P 20160309
- US 201514977730 A 20151222
- US 201462095190 P 20141222
- US 9105025 B2 20150811 - POOLE THOMAS S [US], et al
- US 201161570275 P 20111213
- US 201161547910 P 20111017
- US 201562147568 P 20150414
- US 201414338423 A 20140723
- US 201361857443 P 20130723
- US 201562270648 P 20151222
- US 201414290347 A 20140529
- US 201414338423 A 20140723
Citation (search report)
- [XI] US 2013200999 A1 20130808 - SPODAK DOUGLAS A [US], et al
- [I] US 2012284194 A1 20121108 - LIU JIE [US], et al
- [I] US 2014279476 A1 20140918 - HUA JULIAN [US]
- [A] US 2014279559 A1 20140918 - SMITH THERESA [GB], et al
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Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
DOCDB simple family (publication)
WO 2016168398 A1 20161020; CA 2982763 A1 20161020; CA 2982763 C 20230808; CA 2982764 A1 20161020; CA 2982764 C 20230523; CA 2982774 A1 20161020; CN 107924476 A 20180417; CN 107924477 A 20180417; CN 107924513 A 20180417; EP 3284025 A1 20180221; EP 3284025 A4 20181017; EP 3284025 B1 20220921; EP 3284026 A1 20180221; EP 3284026 A4 20181107; EP 3284044 A1 20180221; EP 3284044 A4 20190102; EP 3567512 A1 20191113; EP 4109372 A1 20221228; US 10453052 B2 20191022; US 10657520 B2 20200519; US 10713648 B2 20200714; US 10902413 B2 20210126; US 10990962 B2 20210427; US 11164177 B2 20211102; US 11978037 B2 20240507; US 2019114623 A1 20190418; US 2019213579 A1 20190711; US 2019333047 A1 20191031; US 2019385149 A1 20191219; US 2020034826 A1 20200130; US 2020302427 A1 20200924; US 2022019999 A1 20220120; WO 2016168394 A1 20161020; WO 2016168442 A1 20161020
DOCDB simple family (application)
US 2016027425 W 20160414; CA 2982763 A 20160414; CA 2982764 A 20160414; CA 2982774 A 20160414; CN 201680032191 A 20160414; CN 201680033236 A 20160414; CN 201680033570 A 20160414; EP 16780700 A 20160414; EP 16780702 A 20160414; EP 16780734 A 20160414; EP 19178165 A 20160414; EP 22190700 A 20160414; US 2016027415 W 20160414; US 2016027499 W 20160414; US 201815953547 A 20180416; US 201916359448 A 20190320; US 201916507784 A 20190710; US 201916554916 A 20190829; US 201916591659 A 20191003; US 202016896300 A 20200609; US 202117488485 A 20210929