EP 4246405 A3 20231011 - METHOD AND SYSTEM FOR CONTACTLESS TRANSMISSION USING OFF-THE-SHELF DEVICES
Title (en)
METHOD AND SYSTEM FOR CONTACTLESS TRANSMISSION USING OFF-THE-SHELF DEVICES
Title (de)
VERFAHREN UND SYSTEM ZUR KONTAKTLOSEN ÜBERTRAGUNG UNTER VERWENDUNG VON GEBRAUCHSFERTIGEN VORRICHTUNGEN
Title (fr)
PROCÉDÉ ET SYSTÈME DE TRANSMISSION SANS CONTACT À L'AIDE DE DISPOSITIFS STANDARDS
Publication
Application
Priority
- US 201862657241 P 20180413
- EP 19784622 A 20190412
- US 2019027128 W 20190412
Abstract (en)
A method (400) for secured receipt and usage of payment credentials using a commercial-off-the-shelf, COTS, device (102) includes: storing (402), in the COTS device, a secure application program; establishing (404), by the program (208), a secure communication channel with a back-end system (108); exchanging (406) attestation data between the program (208) and the back-end system (108) using the communication channel; receiving (408) payment credentials from a payment card (104) by a near field communication, NFC, interface (210) in the COTS device (102); transmitting (410) the payment credentials to the program (208) by the NFC interface (210); enciphering (412), by the program (208), the payment credentials; and transmitting (414), by the program (208) of the COTS device (102), the enciphered payment credentials to the back-end system (108) using the secure communication channel.
IPC 8 full level
G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01)
CPC (source: EP US)
G06Q 20/20 (2013.01 - EP US); G06Q 20/206 (2013.01 - US); G06Q 20/227 (2013.01 - EP); G06Q 20/3278 (2013.01 - US); G06Q 20/36 (2013.01 - US); G06Q 20/3821 (2013.01 - EP); G06Q 20/388 (2013.01 - EP); G06Q 20/4014 (2013.01 - EP); G06Q 20/409 (2013.01 - EP); H04L 9/30 (2013.01 - US)
Citation (search report)
- [XY] EP 2876592 A1 20150527 - GEMALTO SA [FR]
- [A] US 2010306107 A1 20101202 - NAHARI HADI [US]
- [Y] NA: "Payment Card Industry (PCI) Software-based PIN Entry on COTS Security Requirements", 31 January 2018 (2018-01-31), XP055627362, Retrieved from the Internet <URL:https://www.pcisecuritystandards.org/documents/SPoC_Security__Requirements_v1.0.pdf?agreement=true&time=1569851789111> [retrieved on 20190930]
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
DOCDB simple family (publication)
US 11392925 B2 20220719; US 2019318342 A1 20191017; EP 3776420 A1 20210217; EP 3776420 A4 20220105; EP 3776420 B1 20231018; EP 4246405 A2 20230920; EP 4246405 A3 20231011; US 11868984 B2 20240109; US 2022318783 A1 20221006; WO 2019200193 A1 20191017
DOCDB simple family (application)
US 201916382338 A 20190412; EP 19784622 A 20190412; EP 23191053 A 20190412; US 2019027128 W 20190412; US 202217846111 A 20220622