EP 4298580 A1 20240103 - PAYMENT CARD, AUTHENTICATION METHOD AND USE FOR A REMOTE PAYMENT
Title (en)
PAYMENT CARD, AUTHENTICATION METHOD AND USE FOR A REMOTE PAYMENT
Title (de)
ZAHLUNGSKARTE, AUTHENTIFIZIERUNGSVERFAHREN UND VERWENDUNG FÜR EINE FERNZAHLUNG
Title (fr)
CARTE DE PAIEMENT, PROCÉDÉ D'AUTHENTIFICATION ET UTILISATION POUR UN PAIEMENT À DISTANCE
Publication
Application
Priority
- FR 2101800 A 20210224
- EP 2022054274 W 20220221
Abstract (en)
[origin: CA3209526A1] The invention relates to a payment card (1) which comprises, on one side (10, 11), at least one authentication cryptogram (3), said authentication cryptogram (3) being unique and belonging to the payment card (1), the authentication cryptogram (3) being affixed to the payment card (1), said authentication cryptogram (3) forming a means of identifying the payment card (1) by optical recognition, said identification means being linked to a bank account to which the payment card (1) is linked. The invention also relates to a method for authenticating the payment card (1) and the bearer (100) of said payment card (1) with a view to carrying out a secure operation relating to personal data of the bearer (100) of the payment card (1). Finally, the invention relates to a use of the authentication method to make a remote payment using the payment card (1).
IPC 8 full level
G06Q 20/40 (2012.01); G06K 19/06 (2006.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G07F 7/08 (2006.01); G07F 7/12 (2006.01); H04W 12/06 (2021.01)
CPC (source: EP IL US)
G06Q 20/12 (2013.01 - EP IL); G06Q 20/3223 (2013.01 - EP IL); G06Q 20/3224 (2013.01 - EP IL); G06Q 20/3276 (2013.01 - EP IL); G06Q 20/3415 (2013.01 - US); G06Q 20/346 (2013.01 - EP IL); G06Q 20/385 (2013.01 - US); G06Q 20/40145 (2013.01 - EP IL); G06Q 20/4015 (2020.05 - EP IL); G06Q 20/4018 (2013.01 - EP IL); G06Q 40/02 (2013.01 - US); G07F 7/082 (2013.01 - EP IL); G07F 7/12 (2013.01 - EP IL); H04L 63/0853 (2013.01 - EP IL)
Citation (search report)
See references of WO 2022179986A1
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated extension state (EPC)
BA ME
Designated validation state (EPC)
KH MA MD TN
DOCDB simple family (publication)
FR 3120149 A1 20220826; FR 3120149 B1 20230721; BR 112023017020 A2 20230926; CA 3209526 A1 20220901; CN 117178283 A 20231205; EP 4298580 A1 20240103; IL 305443 A 20231001; JP 2024507012 A 20240215; MX 2023009925 A 20230929; US 2024135359 A1 20240425; US 2024232853 A9 20240711; WO 2022179986 A1 20220901; ZA 202308787 B 20240424
DOCDB simple family (application)
FR 2101800 A 20210224; BR 112023017020 A 20220221; CA 3209526 A 20220221; CN 202280029741 A 20220221; EP 2022054274 W 20220221; EP 22706329 A 20220221; IL 30544323 A 20230824; JP 2023574756 A 20220221; MX 2023009925 A 20220221; US 202218547741 A 20220221; ZA 202308787 A 20230915