Global Patent Index - EP 4371052 A1

EP 4371052 A1 20240522 - AUTOMATED PAYMENT SYSTEM AND METHOD

Title (en)

AUTOMATED PAYMENT SYSTEM AND METHOD

Title (de)

AUTOMATISIERTES BEZAHLSYSTEM UND -VERFAHREN

Title (fr)

SYSTÈME ET PROCÉDÉ DE PAIEMENT AUTOMATISÉ

Publication

EP 4371052 A1 20240522 (DE)

Application

EP 22736141 A 20220613

Priority

  • DE 102021003664 A 20210715
  • EP 2022025275 W 20220613

Abstract (en)

[origin: WO2023284995A1] The invention relates to an automated payment method for a payment from a customer to a seller for a sequence of multiple purchase transactions, wherein the following steps are performed in a seller unit: a) registering the customer for the sequence of multiple purchase transactions; b) receiving items of billing data for each of the purchase transactions, each item comprising a purchase revenue of the purchase transaction; c) checking-out the customer for the sequence of purchase transactions; d) adding up the purchase revenues; and e) generating payment data from the added-up purchase revenues and from payment service provider data of the customer, wherein in step c) the checking-out of the customer triggers at least step e), and the customer is checked out depending on previously stored seller-specific and/or customer-specific checking-out base data, wherein the checking-out is performed automatically by determining in advance a checking-out time at which the checking-out is performed on the basis of the checking-out base data and/or by checking the plausibility of the billing data as a checking-out criterion on the basis of the checking-out base data.

IPC 8 full level

G06Q 20/10 (2012.01); G06Q 20/14 (2012.01); G06Q 20/24 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 50/12 (2012.01)

CPC (source: EP)

G06Q 20/102 (2013.01); G06Q 20/145 (2013.01); G06Q 20/24 (2013.01); G06Q 20/322 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/405 (2013.01); G06Q 50/12 (2013.01)

Designated contracting state (EPC)

AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

Designated extension state (EPC)

BA ME

Designated validation state (EPC)

KH MA MD TN

DOCDB simple family (publication)

DE 102021003664 A1 20230119; CN 117642760 A 20240301; EP 4371052 A1 20240522; WO 2023284995 A1 20230119

DOCDB simple family (application)

DE 102021003664 A 20210715; CN 202280049487 A 20220613; EP 2022025275 W 20220613; EP 22736141 A 20220613