[0001] The present invention relates to a document, such as a check and the like, with forgery
prevention means.
[0002] As is known, a problem which is currently strongly felt in various fields, and most
of all in the case of checks, is the one related to the possibility of preventing
the forgery of the document, i.e. the fraudulent alteration of the amounts written
on the check.
[0003] Currently, delible inks are used, for example, on checks in the region where the
digits related to the amount are written, in the region where the amount is written
in letters and in the region related to the payee, but these solutions have not always
proved themselves able to clearly indicate that forgery has occurred. In fact, not
infrequently, after fraudulently tampering with the writing present in these regions,
the forger "reconstructs" the region by applying color so as to conceal the tampering.
[0004] In this situation, it is therefore not possible to easily and rapidly make sure that
forgery has occurred; furthermore, currently there are no means which allow to clearly
point out that forgery has occurred.
[0005] The aim of the present invention is indeed to solve the above described problem by
providing a document, such as a check and the like, with forgery prevention means
which allows to detect a forgery, even automatically, clearly pointing out even attempts
at concealing forgery.
[0006] Within the scope of the above aim, a particular object of the invention is to provide
a document wherein the forgery prevention means can be integrated in other elements
which are normally provided in a check, so that said means may not be immediately
detectable to the naked eye, making it even more difficult to reconstruct the region
tampered with.
[0007] Another object of the present invention is to provide a document, such as a check
or the like, which by virtue of its peculiar characteristics of execution is capable
of giving the greatest assurances of reliability and safety in use.
[0008] Not least object of the present invention is to provide a document, such as a check
and the like, which can be obtained by using printing inks which are easily commercially
available.
[0009] This aim, the objects mentioned and others which will become apparent hereinafter
are achieved by a document, such as a check and the like, with forgery prevention
means, according to the invention, which comprises a sheet-like element which has
at least one portion for writing indications, characterized in that it comprises,
in said at least one portion for writing indications, regions printed with an ink
which can be erased by chemical and/or mechanical action, said regions giving a preset
color response when they are illuminated by a light source of preset wavelength in
order to visually point out that tampering with at least parts of said regions has
occurred.
[0010] Further characteristics and advantages will become apparent from the description
of some preferred but not exclusive embodiments of a document, such as a check and
the like, with forgery prevention means, illustrated only by way of non-limitative
example in the accompanying drawings, wherein:
figure 1 is a schematic perspective view of a check upon which regions all with the
same color characteristic are printed;
figure 2 is a perspective view of a check upon which are provided regions alternated
with other regions having different characteristics;
figure 3 is a view of a document, such as a check, with mutually overlapping regions.
[0011] With reference to the above figures, and in particular to figure 1, the document,
such as a check and the like, with forgery prevention means, according to the invention,
comprises a sheet-like element, generally designated by the reference numeral 1, which
in the specific case of checks can be constituted by a paper sheet with or without
a watermark, which defines at least a first portion 2 for indicating the amount in
digits, a second portion 3 for indicating the amount in letters, and a third portion
4 for indicating the payee of the check.
[0012] An important peculiarity of the document according to the invention is constituted
by the fact that regions printed with an ink which can be erased by chemical and/or
mechanical action, designated by 10, are applied in said portions or in some of said
portions. Said ink is selected so as to have a preset color response when it is illuminated
by a light source of preset wavelength.
[0013] In this manner, even if tampering has been performed in order to change the digits
and/or the writing and the region has been subsequently reconstructed, by applying
colors or the like, so as to make the forgery not evident to the eye, it is instead
possible to clearly point out said forgery by means of a light source of a very specific
type, such as for example a particular wavelength, so that the regions which have
not been tampered with will have a certain color response which can be clearly pointed
out visually, whereas the forged region cannot have the same color response, since
the color does not have the same characteristics as the ink used originally.
[0014] According to what is shown in figure 2, the same manufacturing criterion can allow
to create a code which can be read, for example by means of a fiber-optics head or
similar elements; in this solution, first regions 20 and second regions 21 which have
mutually different color responses when illuminated with light sources having preset
wavelengths are provided; thus, essentially, when the first and second regions, which
appear to have the same color in normal light, are illuminated by a source having
a preset wavelength or two different wavelengths, said first and second regions appear
to have mutually different colors and it is possible to obtain such a difference that
the optical reading head can detect only the regions which respond to a certain wavelength,
thus allowing to create a code which can be read automatically by the machine.
[0015] Obviously, if tampering is performed, the detection of said code is no longer possible,
and in any case the different color response is immediately pointed out in the presence
of the light source at a preset wavelength.
[0016] According to what is shown in figure 3, it is possible to provide, in the portions
where for example the amounts in digits, the amounts in letters or the payee are indicated,
a lower region 30 and an upper region 31 which have the same color, with the difference
that the upper region 31 is produced with delible ink which responds to a preset wavelength
of the light source, whereas the lower region is produced with indelible ink.
[0017] In this embodiment, if forgery is attempted, the forger removes the upper layer,
without being immediately aware of the fact, so that upon subsequent verification
performed with a light source of preset wavelength, in the region where the upper
layer has been removed there will be a different color response which makes the forgery
in the preset region immediately evident and obvious.
[0018] As can be seen from the above description, it is thus possible, by applying regions
with an ink which can be erased by chemical and/or mechanical action and which, if
illuminated with a light source having a preset wavelength or wavelengths, has a different
color response, to immediately point out that tampering has occurred, since even reconstruction
of the region with other types of inks or dyes allows its detection.
[0019] It should also be added to the above that it is possible to provide the regions with
elements which are not immediately detectable as forgery prevention elements, since
said regions might be provided with a normal pattern which constitutes the background
of the entire document, so that said regions cannot be immediately distinguished from
the other ones.
[0020] The document according to the invention thus conceived is susceptible to numerous
modifications and variations, all of which are within the scope of the inventive concept.
[0021] All the details may furthermore be replaced with other technically equivalent elements.
[0022] In practice, the materials employed, so long as they are compatible with the specific
use, as well as the contingent shapes and dimensions, may be any according to the
requirements.
[0023] Where technical features mentioned in any claim are followed by reference signs,
those reference signs have been included for the sole purpose of increasing the intelligibility
of the claims and accordingly such reference signs do not have any limiting effect
on the scope of each element identified by way of example by such reference signs.
1. Document, such as a check and the like, with forgery prevention means, which comprises
a sheet-like element (1) which has at least one portion (2,3,4) for writing indications,
characterized in that it comprises, in said at least one portion for writing indications,
regions (10,20,21,30,31) printed with an ink which can be erased by chemical and/or
mechanical action, said regions giving a preset color response when they are illuminated
by a light source of preset wavelength in order to visually point out that tampering
with parts of said regions has occurred.
2. Document, such as a check and the like, with forgery prevention means, which comprises
a sheet-like element (1) which has at least one portion (2,3,4) for writing indications,
characterized in that it comprises, in said at least one portion for writing indications,
first and second regions (20,21) printed with an ink which can be erased by chemical
and/or mechanical action, said first and second regions giving a preset and mutually
different color response when they are illuminated by a light source of preset wavelength
or wavelengths in order to visually point out that tampering with parts of said regions
has occurred.
3. Document, such as a check and the like, with forgery prevention means, according to
claim 2, characterized in that said first regions (20) and said second regions (21)
constitute a code which is detectable by a fiber-optics reading head.
4. Document, such as a check and the like, with forgery prevention means, which comprises
a sheet-like element (1) which has at least one portion (2,3,4) for writing indications,
characterized in that it comprises, in said at least one portion for writing indications,
at least one lower region (30) and at least one upper region (31), said at least one
upper region being printed with an ink which can be erased by chemical and/or mechanical
action, said upper region giving a preset color response, which is different from
the response of said lower region, when it is illuminated by a light source of preset
wavelength in order to visually point out that tampering with at least parts of said
upper region has occurred.
5. Document, such as a check and the like, with forgery prevention means, according to
claim 4, characterized in that said lower region is produced with indelible ink.
6. Document, such as a check and the like, with forgery prevention means, according to
claims 5 or 6, characterized in that said lower region has a coloring which is substantially
identical to the coloring of said upper region.