BACKGROUND OF THE INVENTION
Field of the Invention
[0001] The present invention relates to a CF (coated front) formulation for carbonless copy
paper. The invention further relates to a coated front (CF) for carbonless copy paper
for use in magnetic image character recognition (MICR) applications. More particularly,
the invention relates to an improved CF formulation for carbonless copy paper for
use in MICR applications, the formulation containing a zincated phenolic resin and
a latex binder.
Description of The Prior Art
[0002] In the preparation of carbonless copy paper a layer of pressure rupturable colorless
dye precursor is coated on the underside or backside of a top sheet, which layer is
referred to as a coated back or (CB) layer. This top sheet is mated with a bottom
sheet which contains a coating with a dye acceptor for the dye precursor, which coating
is referred to as a coated front or (CF) layer. To develop a color image pressure
is applied to the top sheet to rupture the microcapsules on the back thereof. This
releases the microcapsule contents, a fluid containing dissolved colorless dye precursor.
The released capsule contents, dye precursor with fluid, contacts the dye acceptor
in the CF layer thereby developing a color image. Multiple copies may be made by the
addition of intermediate sheets, referred to as (CFB), which contain both coated front
layers, (CF) and coated back layers, (CB).
[0003] Prior art MICR coded carbonless copy paper provided significant problems to consumers
when used with their sorting equipment. Standard CF has, as the coating adhesive,
either a starch only binder system or a binder system containing insufficient latex
to be useful in MICR applications. Starch lacks the flexibility and durability needed
to withstand the MICR crash imprinting process.
[0004] When a standard CF is used for MICR applications, such as when MICR characters are
printed onto CF checks or CF tickets using a "crash imprint" numbering head, the equipment,
in common use, stresses the CF surface during the imprint process. Prior art solutions
to this problem have included printing the CF coating only in those areas which will
not receive MICR printing. When using a full coat standard CF product, the inked area
of impact may flake loose in spots (e.g. tiny areas of specific numbers or other characters).
This flaking may happen immediately during the printing process or later on during
use. When voids caused by CF failure occur in the printed characters, errors take
place in the end users' equipment. The magnetic image character recognition (MICR)
scanner is not able to correctly classify the faulty image.
[0005] When the MICR character is on a bank check, the check may be put through a sorting
process as many as 30 times or more. If the character is not clearly defined throughout
the lifetime of use of the check, sorting errors occur. Sorting errors are usually
corrected by hand, are time consuming and costly to the end user.
SUMMARY OF THE INVENTION
[0006] It is therefore an object of the present invention to overcome these and other difficulties
encountered in the prior art.
[0007] Another object of the present invention to provide a CF formulation which has improved
durability and flexibility.
[0008] A further object of the invention is to provide a carbonless copy paper which contains
the improved CF formulation.
[0009] These and other objects have been achieved by the present invention which relates
to a CF formulation and method of use thereof which incorporates a latex binding system
to improve durability and flexibility.
[0010] To achieve the objects and in accordance with the purpose of the invention, as embodied
and broadly described herein, the invention comprises a coated front (CF) formulation
for carbonless copy paper which includes a pigment-image developer component comprising
from 70 to 90 parts by dry weight of a dispersion of a pigment and from 10 to 30 parts
by dry weight of an acidic image developer per 100 parts of said component, a binder
comprising from about 4 to about 25 parts by weight of a latex binder and from 0 to
20 parts by weight of a starch binder, each per 100 parts by dry weight of the pigment-image
developer component, and a pH control agent in an amount effective to provide a pH
of from about 7 to about 9.
[0011] In another aspect of the present invention, there is provided a method of making
carbonless copy paper for use in magnetic image character recognition (MICR) systems
which comprises, applying to said carbonless copy paper a coated front formulation
as described above, and said carbonless copy paper is imprinted with indicia to be
read by magnetic image character recognition,
[0012] Additional objects and advantages of the invention will be set forth in part in the
description which follows, and in part will be obvious from the description, or may
be learned by practice of the invention. The objects and advantages of the invention
will be realized and attained by means of the elements and combination particularly
pointed out in the appended claims.
DETAILED DESCRIPTION
[0013] The CF formulation according to the present invention includes a pigment, an acidic
image developer material, a pH control agent and a binder. In the CF formulation according
to the present invention, a latex binding system is used to provide a product which
is suitable for MICR applications. In addition to the components listed above, the
CF formulation according to the present invention may optionally contain a flow or
coating control agent, a dispersing agent and a starch cross-linking agent.
[0014] The pigment for use in the present invention should provide good flow control under
high shear while maintaining an absorbent surface. The pigment may be selected from
those pigments materials which are readily known to the skilled artisan. Examples
of such pigments include precipitated calcium carbonate (M-60), aluminum silicate
(kaolin) and combinations thereof. Calcium carbonate adds to whiteness and brightness,
precipated calcium carbonate has a higher binder demand than kaolin alone. Further
Examples of pigments for use in the invention include calcined kaolin, ground calcium
carbonate, hydrated alumina (alumina trihydrate), Halloysite (Al₂0₃ - 3 SiO₂ - 2 H₂O),
Talc (MgO - 4SiO₂ -H₂O), zinc oxide, Deltaglos (a treated kaolin pigment produced
by E.C.C. America, Inc.), Norplex 604 (chemically structured kaolin produced by Nord
Kaolin company), Exsilon (chemically modified kaolin produced by Engelhard Corp.)
and titanium dioxide.
[0015] The acidic image developer material may be any type of color developer which is water
dispersible and serves as an acidic image former, i.e. electron acceptor, producing
a color when in combination with a dye precursor. Preferred are phenolic resins and
zinc salicylate.
[0016] One preferred phenolic resin for use in the present invention is a zincated alkylphenol
novolac resin which can be obtained under the tradename HRJ-2456 from Schenectady
Chemicals, Inc. Standard novolac resins or zinc treated novolac resins may also be
used. In addition, resins treated with other appropriate cations to enhance reactivity
may also be used. Examples of zinc treated novolac resins and other metal cations
which can be used to enhance the reactivity of novolac resins are disclosed, for example,
in U.S. Patent No. 3,723,156.
[0017] Thus, the color producing functionality of the phenolic resin is greatly improved
when it is present either in conjunction with a metal, e.g. zinc salt or in a form
which is actually reacted with a metal, e.g. zinc compound, in order to produce e.g.,
a zincated resin. While zinc is the preferred cation, other metal cations may also
be used, such as cadmium (III), zirconium (II), cobalt (II), strontium (II), aluminum
(III), copper (III), and tin (II).
[0018] All amounts for the CF formulation according to the present invention are given based
upon 100 parts (dry weight basis) of the pigment-image developer component of the
formulation. This portion of the formulation is made up of the pigment and the image
developer material. Dry pigments make up from 70% to 90% of this component, preferably
from 80% to 87%. The remainder is the image developer material.
[0019] The pH control agent for use in the present invention is selected from those which
are readily recognizable to the skilled artisan. Examples of such pH control agents
include ammonium, potassium and sodium hydroxide. The pH control agent is added in
an amount to provide a pH from about 7 to about 9.
[0020] In addition to or in the place of the starch binding component in the standard CF
formulations, the present invention adds a latex binding component which improves
durability and flexibility of the coating making carbonless copy paper able to withstand
the crash imprinting process of MICR.
[0021] The latex binder may be selected from styrenebutadiene latexes, carboxylated styrenebutadiene
latexes, acrylic latexes, acrylonitrile latexes and polyvinyl acetate. Additional
latex for use in the invention are readily recognizable to the skilled artisan. These
latex binders may be purchased under the tradenames DOW 620 from Dow Chemical U.S.A.;
GENFLO 5092, GENFLO 5086 and GENFLO 5100 from Gen Corp. Polymer Products; HU 1003
from Nippon Zeon Co., Ltd.; RP LG 19121 and RP LG 19232 from Rhone Poulenc Paper Chemicals.
The binder may be made up of one or more of the latexes discussed above in combination,
alone, or with a starch component. The latex binder is present in from about 4 to
25 parts per 100 parts of the dry material, more preferably, the latex binder is present
in from about 6 to about 10 parts. Starch for use in the present invention can be
obtained under the tradename PG-380, a hydroxyethylated corn starch produced by Penford
Products. Starch can be present from about 0 to 20 parts per 100 parts of dry material,
more preferably from about 5 to 20 parts. In addition to or in lieu of the latex and
starch described above, the binder may be composed of a starch/styrenebutadiene copolymer
such as Pengloss 115, produced by Penford Products.
[0022] In addition to the components listed above, the CF composition according to the present
invention may further include a flow or coating control agent, a starch cross-linking
agent, a dispersing agent and a biocide. The flow control agent for use in the present
invention, which may be in addition to or in lieu of the starch component of the binder,
is selected from starch, hydroxyethyl cellulose, carboxymethyl cellulose, polyvinyl
alcohol, casein or protein derived material, synthetic polymers such as maleic anhydride-styrene
copolymer produced by Monsant under the tradename SCRIPSET, sodium alginate, gum arabic
or combinations thereof. In addition, thickening agents such as those manufactured
by Rhom and Haas of polyacrylic acids and sodium, potassium and ammonium salts thereof
under the tradename ACRYSOL are effective flow modifiers that may be used in the present
invention. The amount of flow or coating control agent to be added depends upon the
particular agent or agents chosen and the binder used. Often when changing flow control
agents and/or binders, the addition amount of each components must be modified. One
having ordinary skill in the art would be capable of optimizing the addition amounts
of these components.
[0023] Dispersing agents for use in the present invention are selected from those which
are readily recognizable to the skilled artisan. Examples of such dispersing agents
include sodium polyacrylate copolymer solutions e.g. Colloid 230 produced by Rhone-Poulenc;
the Daxad series manufactured by W.R. Grace Co. including sodium polyisobutylene maleic
anhydride copolymer, salts of napthalene sulfonic acid condensates, polymethacrylic
acids and sodium and ammonium salts thereof, and polyacylate and sodium and ammonium
salts thereof; and, Tamols manufactured by Rhom and Haas Co. including, Tamol L, which
is sodium salt of condensed napthalene sulfonic acid, Tamol 850 and 731 which are
methacrylic polymers. Additional dispersing agents for use in the invention are described
in Robert D. Athey, Jr. "Polymeric Organic Dispersants for Pigments: useful structures
and their evaluations" Tappi, Vol. 58, No. 10, October 1975, which is herein incorporated
by reference.
[0024] When starch is present in the binder component, a starch cross-linking agent may
be added. The starch cross-linking agent for use in the present invention is selected
from those which are readily recognizable to the skilled artisan. Examples of such
starch cross-linking agents include HTI Insolubilizer 5550 produced by Hopton Technologies,
Inc and Sunrez 700M, a substituted pyrimidone glyoxal polymer obtained from Sequa
Chemicals, Inc. The starch cross-linking agent is added in from about 2% to about
4% based upon the amount of dry starch solids present.
[0025] The biocide for use in the present invention is selected from those which are readily
recognizable to the skilled artisan to prevent degradation of the naturally occurring
components. Examples of such biocides include Nalco 7649 produced by Nalco Corp.
[0026] The CF formulation is then applied to a substrate, for example paper or paperboard.
Once the CF coating has been applied, the coated substrates are ready to have indicia
capable of recognition by MICR imprinted thereon. The printing process does not damage
the CF coating thus providing a secure and long lasting printed article.
[0027] The following examples are illustrative of the invention embodied herein.
EXAMPLE 1
[0028] The MICR formulation for the CF layer was formed by combining the following ingredients:
- Pigments (Exsilon)
- 85 lbs dry weight
- Phenolic resin
- 15 lbs dry weight
- active parts Colloid 230
- 1.5 lbs dry weight
- Ammonia
- pH 8-9
- PG 380 Starch
- 12 lbs dry weight
- Dow 620 latex
- 8 lbs dry weight
EXAMPLE 2
[0029] The MICR formulation for the CF layer was formed by combining the following ingredients:
- Pigments
- 85 lbs dry weight
- Exsilon
- 55 lbs dry weight
- M-60 Calcium carbonate
- 30 lbs dry weight
- Phenolic resin
- 15 lbs dry weight
- active parts Colloid 230
- 1.5 lbs dry weight
- Ammonia
- pH 8-9
- PG 380 Starch
- 12 lbs dry weight
- Dow 620 latex
- 8 lbs dry weight
- HTI Insolubilizer 5550
- 0.48 lbs dry weight
EXAMPLE 3
EXAMPLE 4
EXAMPLE 5
SOLVENT CAPSULES: Polyurea solvent capsules
EXAMPLE 6
[0033] The MICR formulation for the CF layer was formed by combining the following ingredients:

EXAMPLE 7
EXAMPLE 8
[0035] The MICR formulation for the CF layer was formed by combining the following ingredients:

EXAMPLE 9
[0036] The MICR formulation for the CF layer was formed by combinin the following ingredients:
"55/30" BASIC M MATERIAL |
MATERIAL BALANCE |
Lab size |
|
|
DRY Wgt |
WET Wgt |
1/2 pint |
|
EXSILON |
55.00 |
87.30 |
169.75 |
63.0% |
M-60 CALCIUM CARBONATE |
30.15 |
43.07 |
83.75 |
70.0% |
WATER |
|
60.49 |
00.05 |
|
COLLOID 230 |
1.60 |
3.45 |
6.70 |
|
AMMONIA 26 |
|
0.60 |
1.17 |
|
HRJ-2456 (PHENOLIC RESIN) |
16.39 |
30.93 |
60.14 |
|
DOW 620 LATEX |
15.00 |
30.00 |
68.33 |
50.0% |
NALCO 7649 |
|
0.08 |
0.16 |
|
|

|

|
|
|
|
%= |
48.00 |
|
|
EXAMPLE 10
[0037] The MICR formulation for the CF layer was formed by combinin the following ingredients:

EXAMPLE 11
EXAMPLE 12
EXAMPLE 13
EXAMPLE 14
[0042] Other embodiments of the invention will be apparent to those skilled in the art from
consideration of the specification and practice of the invention disclosed herein.
It is intended that the specification and examples be considered as exemplary only
with a true scope and spirit of the invention being indicated by the following claims.
1. A coated front (CF) formulation for carbonless copy paper which comprises:
a pigment-image developer component comprising from 70 to 9 parts by dry weight
of a dispersion of a pigment and from 10 to 30 parts by dry weight of an acidic image
developer,
a binder comprising from about 4 to about 25 parts by weigh of a latex binder and
from 0 to 20 parts by weight of a starch binder, each per 100 parts by dry weight
of the pigment-image developer component, and
a pH control agent in an amount effective to provide a pH o from about 7 to about
9.
2. A formulation according to claim 1, characterised in that the latex binder is carboxylated
styrenebutadiene.
3. A formulation according to claim 1 or claim 2 characterised in that said acidic image
developer is a phenolic resin, preferably a zincated phenolic resin.
4. A formulation according to any of claims 1 to 3 characterised by further comprising
a flow or coating control agent.
5. A formulation according to claim 4, wherein said flow or coating control agent is
starch.
6. A formulation according to any of claims 1 to 5 wherein sai binder comprises from
about 5 to about 20 parts of starch.
7. A formulation according to any of claims 1 to 6 characterised by further comprising
a starch cross-linking agent.
8. A formulation according to any of claims 1 to 7 characterised by further comprising
a dispersing agent, preferably sodium polyacrylate copolymer.
9. A method of making carbonless copy paper for use in magneti image character recognition
(MICR) systems comprising, applying to said carbonless copy paper a coated front formulation
according to any of claims 1 to 8 and wherein said carbonless copy paper is imprinted
with indici to be read by magnetic image character recognition.
10. A coated front carbonless copy paper coated with the formation according to any of
claims 1 to 8.