(19)

(11)

EP 0 739 518 A1

(12)

(43) Date of publication: 30.10.1996 Bulletin 1996/44 (21) Application number: 95906762.0 (22) Date of filing: 06.01.1995

(51) International Patent Classification (IPC):  G07F 19/ 00( . ) G06Q 20/ 00( . ) G06Q 10/ 00( . ) G06Q 40/ 00( . ) (86) International application number: PCT/US1995/000122 (87) International publication number: WO 1995/019010 (13.07.1995 Gazette 1995/30)

(84) Designated Contracting States: AT BE CH DE DK ES FR GB GR IE IT LI LU MC NL PT SE (30) Priority: 06.01.1994 US 19940178107 (71) Applicant: CFI PROSERVICES, INC. Portland, OR 97204 (US)	(72) Inventors: BOYLE, Michael, D. Aloha, OR 97006 (US) HANSEN, Irene, N. Salem, OR 97306 (US) LARLEE, Daniel, C. Portland, OR 97212 (US) (74) Representative: Skerrett, John Norton Haigh, et al  H.N. & W.S. SKERRETT Charles House 148/9 Great Charles Street Birmingham B3 3HT Birmingham B3 3HT (GB)