BACKGROUND OF THE INVENTION
1. Field of the invention.
[0001] The present invention relates to a system and method for emulating a magnetic card
swipe within a dispenser payment terminal. The system also enables radio frequency
input of information, such as credit card information or user ID to a host computer
system. In addition, the system provides a retrofit capable of adding the above system
to a currently installed fuel dispenser, or point of sale (POS) system.
2. Description of the related art.
[0002] There are many instances where additional information is required other than operator
information during fueling operations from a dispenser payment terminal (DPT). Additionally,
there are some situations where it may be necessary to pass additional information
or promotions during fuel filling to a particular customer and in providing alternatives
for credit or debit card billing or providing records including odometer readings,
etc., for service or maintenance of a specific vehicle.
[0003] The currently installed base of POS systems and DPT systems are associated and installed
at fueling centers such as gasoline stations and fleet operation areas. Recently there
has been a need identified for providing credit card transaction or other customer
identification and transaction enabling data information to a dispenser payment terminal
without the use of a conventional plastic card nor with the use of manually entered
information, such as by keypad entry.
SUMMARY OF INVENTION
[0004] The present invention is a computer system to emulate a magnetic strip card reader
with the system enabling radio frequency input of credit card information or similar
information via such magnetic strip card reader emulation to a host computer system
such as a DPT or a POS system. The digital computer system, interrogator system, and
radio frequency tags may be used as a retrofit kit for adding radio frequency communication
functionality to the currently installed base of DPT and POS systems having magnetic
stripe card readers.
[0005] The system includes a multiplexer for supplying credit card data to a DPT or POS
system utilizing credit card reader technology with radio frequency (RF) technologies.
The multiplexer of the present invention provides an interface to the DPT without
effecting the host or POS system. The system controller of the present invention is
able to determine the state of system, either a DPT or a POS, to which it connects.
[0006] A particular advantage of the present system is that it utilizes a multi-channel
radio frequency interrogator with RF switches and circulators to multiplex tag data
from a plurality of different transmit and receive antennae. Such antennae are placed
at various locations about a typical fuel dispensing island, preferably on both sides
of such standard fuel dispensing islands, so that radio frequency communication and
fueling may be accomplished on both sides substantially simultaneously.
[0007] Credit card data and other prerecorded data are stored in a radio frequency identification
card (RF Tag). For purposes of this application, two types of RF Tag cards are described,
although other embodiments may be equivalently utilized. The first being a vehicle
mounted RF Tag card, called for the purposes of this application a radio frequency
tag or simply tag. The second type is that of a keyfob, a personally held RF Tag card
carried by a user and normally attached to a keychain or the like. Both the tag and
keyfob include structure to reflect particular coded radio-frequency signals transmitted
by the interrogator, then modulate the signal to encode pre-stored credit card information,
upon reception of a predetermined identification signal.
[0008] Another feature of the present invention is that digital circuitry is included to
control an array of light displays possibly including alphanumeric messages, in addition
to normally present indicators located on the outside cover of the DPT or a neighboring
dispenser panel, identifying to the customer that a) the system dispenser with RF
Tag capability is ready; b) that the system is authorizing such transaction; and c)
that it is an appropriate time to activate the customer's selected fuel pump or nozzle.
[0009] The present invention also includes a software algorithm in the dispenser control
system to provide feedback to the digital computer providing the DPT state and/or
the dispenser state and other credit card status.
[0010] The present invention further may utilize a vehicle sensor to determine if a vehicle
is located near the system antennas. By only transmitting signals when a vehicle is
known to be present, the system saves battery charge on the vehicle radio frequency
tag thereby increasing its operational lifetime. Further, by not constantly transmitting,
the system of the invention obtains a better RF tag reading when required along with
reduced interference from other antennas and dispenser systems.
[0011] An additional invention disclosed is that of a keyfob or tag programmer. The unit
in one form is a small desktop type device in which a non-programmed or misprogrammed
keyfob or RF identification tag is inserted and into which the customer's credit card
is inserted. The programming unit then activates, transfers, or enters data supplied
by the customer, such as but not limited to, credit card data from the credit card
(or customer through a manual keypad entry) into the keyfob or RF tag for subsequent
system use. The system verifies the correct programming of the keyfob or RF tag with
identifiable customer information such as by placing a telephone call to a central
database. The system enables a customer to locally obtain a keyfob or tag, or alternatively,
mail order operations could be set up to supply such keyfob or tags.
[0012] The data structure employed on the tags may include space for service records for
a particular vehicle or customer, battery low indicator of the tag, promotional frequency
of use information, vehicle information and identification, i.e., (vehicle information
number) vehicle stolen flag, card oil user validity information. Further, the tags
have the capability of being written to at the dispenser unit. Such programmability
of the keyfob or tags during fueling operations permits the system to store various
information (keyfob, or tag stolen, flag car stolen flag) on the tag for subsequent
use.
[0013] The keyfob and/or RF tag includes provisions for identifying customers who have on-board
recovery, vapor recovery compliant vehicles (ORVR). The system provides a particular
signal to the DPT dispenser and/or vapor recovery control system to provide a modified
vapor-recovery system based on such pre-recorded data and vehicle structure.
[0014] Use of the present invention will increase throughput of customers at dispenser payment
terminals and point of sale systems, thereby increasing the possible number of sales.
Further, use of the present invention will decrease the time a customer is located
at the fuel dispenser. With the new invention, there is no reason for the customer
to leave the fuel dispenser if they only want fuel.
[0015] An advantage of the present invention is that fuel dispenser owners do not need to
purchase an entire new fuel dispensing system to have an increased functionality of
radio frequency identifier tags and/or radio frequency credit card communication with
customers. No removal or major changes to dispenser islands or taking entire fuel
supply stations off duty are required. The present invention allows retrofit of the
new system to equipment currently installed. Another advantage of the present invention
is that there is no requirement for significant modification of the station point
of use or point of sale device with the present system and method.
[0016] The present invention, in one form thereof comprises a computer system to emulate
a magstripe card reader connected to a fuel dispenser terminal system, the computer
system having a first radio frequency transmitting antenna, a separate first radio
frequency receiving antenna, and a controller, for electronically controlling the
system, connected to the transmitting antenna and the receiving antenna. The controller
is adapted to develop and transmit magstripe card reader signals based on signals
received from the receiving antenna. Multiplexer means are included for selectively
communicating the emulated magstripe card reader signals from the controller to the
fuel dispenser terminal system or POS system.
[0017] The present invention, in one form thereof, further comprises an control board connected
to a first indicator light and an second indicator light, and to the controller. The
controller illuminates the first light when a radio frequency tag (keyfob or vehicle
tag) has been detected, and the second indicator light is lit when the system identifies
that tag data previously programmed into the radio frequency tag has been correctly
received by the system.
[0018] The present invention, in another form thereof, includes a vehicle sensing switch
connected to the controller to signal if a vehicle is present near the fuel dispenser
terminal. The controller activates the transmitting antenna only when the vehicle
sensing switch signals a vehicle is present near the fuel dispenser terminal.
[0019] The present invention, in another form thereof, includes multiplexer means that additionally
connects to a magstripe card reader connected to the fuel dispenser terminal. The
multiplexer means selectively communicates magstripe card reader signals from either
the controller or the magstripe card reader to the fuel dispenser terminal system
or point of sale system. The system includes a radio frequency tag that modifies and
reflects signals received from the transmitting antenna to the receiving antenna.
[0020] The present invention, in one form thereof, includes two transmitting antennas and
a single receiving antenna, the transmitting antennas and receiving antenna only respectively
transmitting and receiving signals to a vehicle mounted radio frequency tag. The system
further may include a separate patch antenna for both transmitting and receiving signals
only to a hand held keyfob radio frequency tag. The computer system may also include
a multichannel radio frequency interrogator to multiplex signals from the antennas
to the controller. Further, the system may include a second radio frequency transmitting
antenna and second separate radio frequency receiving antenna, with the second antennas
located on an opposite side of the fuel dispenser terminal system from the first antennas.
The radio frequency switch means is controlled by the controller and connected to
the transmitting antennas.
[0021] The present invention, in one form thereof, includes a method of combining a radio
frequency tag identification system having a multiplexer with a fuel dispenser system,
the method comprising: disconnecting a magstripe card reader from a fuel dispenser
system card reader input; connecting the radio frequency tag identification system
multiplexer to the fuel dispenser system card reader input; and connecting the previously
disconnected magstripe card reader to the multiplexer.
[0022] The present invention, in one form thereof, comprises a multiplexing system for communicating
tag data, such as credit card data, to a dispenser payment terminal or point of sale
system having a particular operating state and a magstripe card reader. The multiplexing
system includes a radio frequency tag means for holding tag data and communicating
the tag data via radio frequency signals; an antenna for receiving the radio frequency
signals; and a controller connected to the antenna for receiving the radio frequency
signals from the antenna and processing the signals and transmitting magstripe card
reader signals containing the tag data received from the tag means. A multiplexer
means is connected between the magstripe card reader and its associated dispenser
payment terminal or point of sale system for either of permitting transferring of
magstripe card reader signals from the magstripe card reader and permitting transferring
of magstripe card reader signals from the controller to the associated dispenser payment
terminal or point of sale system.
[0023] Sensing means may also be included for determining the state of the associated dispenser/POS
and maintaining synchronization therewith. The sensing means may also provide a signal
back to the controller providing an indication of the associated dispenser payment
terminal and the fueling process status.
[0024] The present invention, in one form, comprises a magstripe card reader through which
a magstripe card having encoded credit card data may be slid, a radio frequency transmitting
antenna, a radio frequency receiving antenna, and an encoder connected to the magstripe
card reader and antennas. The encoder is programmed to transmit encoded signals through
the transmitting antenna to a programmable radio frequency tag after a magstripe card
(credit card) has been slid through the magstripe card reader. After programming the
tag, the encoder may verify that the radio frequency tag has received and saved the
previously transmitted encoded signals by receiving encoded signals from the programmable
radio frequency tag through the receiving antenna. A keyboard may be utilized for
alternate manual entry of credit card data into the encoder for transmission. Such
radio frequency tag programmer may be connected to a fuel dispenser payment terminal
or point of sale system. Alternatively, the programming function may be included in
the existing system located in the DPT.
BRIEF DESCRIPTION OF THE DRAWINGS
[0025] The above-mentioned and other features and advantages of this invention, and the
manner of attaining them, will become more apparent and the invention will be better
understood by reference to the following description of an embodiment of the invention
taken in conjunction with the accompanying drawings, wherein:
Fig. 1 shows a functional block diagram of one embodiment of the components of the
present invention;
Fig. 2 is a functional block diagram of the radio frequency tag and keyfob programmer
of the present invention;
Fig. 3 is a flow chart of how a radio frequency tag is programmed (step 1).
Fig. 4 is a flow chart of how a radio frequency tag is programmed (step 2).
[0026] Corresponding reference characters indicate corresponding parts throughout the several
views. The exemplification set out herein illustrates one preferred embodiment of
the invention, in one form, and such exemplification is not to be construed as limiting
the scope of the invention in any manner.
DETAILED DESCRIPTION OF THE INVENTION
[0027] Referring now to the drawings and particularly to Fig. 1, there is shown the components
of one embodiment of the RF Identification system 10.
[0028] In accordance with the present invention, system 10 is additional structure that
is added between a typical magnetic strip (magstripe) card reader 12 normally already
located in each side of a typical fuel dispenser island and connected by an output
line to the dispenser payment terminal (DPT) card reader input line 14. System 10
includes a multiplexer board 16, which is electrically connected between magstripe
reader 12 and DPT input line 14. The particular multi-functionality of multiplexer
board 16 and the other components of system 10 will be further described herein.
[0029] The present invention is designed for installation in a dispenser island having two
sides, side "A" being one side of the dispenser island to which a customer may drive
up for vehicle fueling, and side "B" being the opposite, but similar side of the dispenser
island. In regards to each dispenser pump, the system provides one but preferably
two or more transmit antennae 18 for communication for an RF vehicle (car) tag. Such
transmit antennae are located adjacent the dispenser island for optimum transmitting
capability with the radio frequency tag attached to the vehicle to be refueled.
[0030] An independent and separate receive antenna 19 on each side of the fuel dispenser
island is used with system 10. Such receive antennas 19 are utilized to detect and
receive the signal transmitted from antennas 18 and reflected and modified (with embedded
credit card data) by the RF vehicle tag (not shown) or card reader.
[0031] Closely associated with the dispenser nozzles and controls there is a patch antenna
20 for both transmitting and receiving radio frequency data with a customer keyfob
unit.
[0032] System 10 utilizes a controller 22 comprising an Intel 386-type microprocessor running
a standard DOS operating system (for example, MSDOS Version 6.2). Controller 22 is
connected by communication line 23 to a radio frequency interrogator 24. Interrogator
24 is responsible for reading card information from the RF tags via antennae 18 and
20 and associated circuitry. The card information is embedded in the RF tags and is
then passed to controller 22, which formats the data to emulate magnetic strip data.
[0033] Controller 22 also controls and switches multiplexer board 16. Switching of multiplexer
board 16 occurs to permit either data originating at magstripe card reader 12 to be
supplied to the DPT card reader input 14 or having emulated magstripe data from system
10 be supplied to the DPT.
[0034] Multiplexer board 16 includes a watchdog circuit so that in the event that the controller
22 of system 10 functions outside of its intended parameters, multiplexer board 16
will interrupt the controller from emulating card swipe data, and thereby cause its
dispenser to revert back to a normal dispenser payment terminal function with its
normal credit card reading functionality. On any fault or error in the RF system 10,
no change of the current functionality of the DPT terminal or its standard magstripe
card reader 12 occurs.
[0035] In normal DPT operation, the magnetic card reader 12 passes credit card information
to the DPT. When a RF tag or keyfob is read, controller 22 switches multiplexer board
16 and then provides data (credit card information embedded within the tag) and control
signals to the DPT. Controller 22 also controls an auxiliary circuit board entitled,
AC control board 26. AC control board 26 uses digitally controlled solid state relays
to selectively illuminate two particular alternating current (AC) status light assemblies
28. Although the light assemblies 28 in this embodiment control AC power applied to
indicator lights, alternatively direct current could be similarly controlled.
[0036] For customer inspection during fueling operations, two AC status lights are identified.
"Indicator Light 1" is illuminated when the RF ID tag or keyfob is in range of one
of antennae 18 and 20 on that particular dispenser side and has been validity interrogated.
When such keyfob or tag has been validly interrogated controller 22 will send a signal
to AC control board 26 to illuminate Indicator Light 1.
[0037] The second light (Indicator Light 2) associated with each AC status light assembly
28 indicates to the customer that the tag data imbedded within the keyfob or tag has
been correctly sent to the DPT or alternatively a POS.
[0038] At this stage of operation, the DPT standard display would notify the customer that
it is processing authorization of the credit card information and/or tag data and/or
that the customer may begin the fueling operation.
[0039] Now focusing attention to the antenna system design of system 10, interrogator 24
preferably utilizes two channels. Channel One is used for the keyfob while Channel
Two is used for vehicle RF tag use. Keyfob patch antenna 20 is optimally located in
the face of the dispenser (one per side) while the vehicle antennae 18 and 19, preferably
two transmit antennae 18 and one receive antennae 19 per side, are located adjacent
the associated dispenser for acquiring RF tag data about the fueling area, although
other antenna placing arrangements are possible. Software embedded within controller
22 is designed so that it will ignore keyfob data if within range of the vehicle tag
antenna 19 and vice versa.
[0040] RF interrogator 24 is connected to antennae 18 through an RF switch 32. Switch 32
is utilized to communicate transmit power from interrogator 24 to the four individual
vehicle transmit antennas 18. One type of switch utilized is that of a commercially
available four output RF switch Model ZSDR-425 from Mini-Circuits of Brooklyn, New
York, although others may alternatively be utilized. Control lines 36 are connected
from RF controller 22 to switch 32.
[0041] RF interrogator 24 is also connected to a second radio frequency switch 38 for communications
with patch antennae 20. RF interrogator 24 is connected to radio frequency switch
38 through the use of an RF circulator 40 available from MA-COM INC., of 9430 Lima
Road, Suite C., Fort Wayne, Indiana. RF circulator 40 is used to permit RF energy
to proceed in only one direction.
[0042] System 10 operates via controller 22, which can control RF switches 32 and 38 through
the use of RF interrogator 24 and continuously poll through the different vehicle
antenna 18 on each side, and the keyfob patch antennae 20. Once the RF interrogator
32 detects a tag or keyfob on a particular antenna, the RF interrogator 24 will attempt
to transmit or receive data from the particular antenna 18, 19, or 20 on the side
which it had previously detected a tag or keyfob. System 10 continues to poll the
other detecting antennas while completing a particular transaction. System 10 and
controller 22 uses a single thread operating system to sequentially process RF tag
data.
[0043] As shown in Fig. 1, a power supply 42 is connected to controller 22 and RF interrogator
24 for application of electrical power to the units. As shown in Fig. 1, an RF splitter
44 is used as a combiner to combine the signals from receive antennas 19 so they can
be combined as a single input to RF interrogator 24.
[0044] An alternate embodiment of system 10 may use a sensor 46 to determine whether a vehicle
is present at the fuel dispenser. Such sensor 46 activation by a present vehicle will
cause controller 22 (to which it is connected) to begin transmitting and interrogating
a possible tag on the sensed vehicle. Sensor 46 may consist of a ultrasonic sensor,
photo-eye, limit switch, or any other equivalent mechanism to identify to system 10
that a vehicle is present. Controller 22 will activate the transmitting antenna only
when the vehicle sensor 46 signals a vehicle is present near the fuel dispenser terminal.
[0045] A communication line 48 is utilized to determine the state or operating condition
of the DPT and its associated Universal Dispenser Controller (UDC) which controls
the fueling process and valves of the dispenser.
[0046] Communication line 48 is able to pick up the signals between the DPT and UDC to thereby
determine fueling state information to help system 10 remain in synchronization with
the associated DPT or possibly an associated POS. Alternatives, if an invasive communication
connection is required or desired, the DPT could be directly connected to the present
RF ID system, but such connection may require additional programming of RF ID software
or other changes in RFID system architecture.
[0047] The vehicle RF tag and/or keyfob unit needs to be pre-programmed with the fuel purchaser's
credit card information or other customer identification information prior to use
with system 10. As shown in Fig. 2, the keyfob or RF ID tag code programmer 60 is
shown.
[0048] Fig. 2 shows one embodiment of the system to encode a keyfob or vehicle RF tag. A
programmed computer, such as a personal computer 60 is shown having an associated
keyboard 62 and printer 64. Computer 60 is connected to a dispenser payment terminal
(DPT) via a communication line 66. The DPT 68 is shown with a conventional magstripe
card reader 70.
[0049] Connected to computer 60 via communication line 72 is RF interrogator 24 and the
rest of system 10. In some embodiments, the encoder subsystem may be implemented within
system 10, and in that case communication line 72 is actually line 23 as shown in
Fig. 1. In other embodiments, the encoder subsystem would be a separate and possibly
a stand alone device from system 10, with possibly a magstripe card reader connected
directly to computer 60.
[0050] In some embodiments of the system, it may be possible to eliminate use of an RF circulator
40. In such embodiment, it would be preferable to have antenna 20 transmit only while
antennae 19 receive only tag or keyfob data. The operation of programming a tag (keyfob
or vehicle tag) is shown in the flow charts of Figs. 3 and 4.
[0051] Program operation has been split in to a Step 1 program (Fig. 3) and Step 2 program
(Fig. 4)
[0052] To encode a RF tag (keyfob or vehicle tag) Step 1 program begins (80) and commands
are generated to program the reader (84). If the program has not been commanded to
exit the card reading stage by user input (86), the customer will insert their credit
card into the magstripe card reader (88). The system will then prompt the customer
to remove the credit card (90, 92). The credit card data collected by magstripe card
reader 70 will then be communicated to computer 60 (step 94). If no further credit
card or user ID data is to be entered, program flow will end (98) and continue with
Step 2, as shown in Fig. 4.
[0053] Step 2 of the programming procedure requests (100) the user to select the type of
RF tag to be programmed, either keyfob or vehicle tag, or asks the user if they wish
to exit the program (200). The program then determines if the user selected exit (102)
and whether there is any previously recorded credit card data (from Step 1) to process
(104).
[0054] If there is credit card data to store to a RF tag, then the program will read and
obtain the previously stored credit card data or other data (106). The program will
then transmit the credit card data and store it to the tag (108) by activating and
controlling the associated RF interrogator 24 (Fig. 2) and antennae system.
[0055] After entry of data or credit card data to either the RF ID tag 68 or keyfob 66,
the system will read the information from the tag to determine if the RF tag (keyfob
or vehicle tag) was properly encoded. Keyboard 62 is used to encode additional data
on RF tags, by supplying additional data to computer 60 for transmittal through RF
interrogator 24.
[0056] By having a small self-contained unit computer 60 each gasoline dispensing station
or fuel kiosk may be able to encode such RF tags quickly and easily, without necessitating
a customer sending his/her credit card or other information to a central processing
site. A preferred keyfob or RF tag system for utilization with the present invention
is that of a Model No. MS1MX402D supplied by Micron Communications of Boise, Idaho.
Such RF tags may include microchips and other remote intelligence communication technology
as is known in the art or later comes into being.
[0057] The present invention includes additional functionality to permit particular identification
of a keyfob or RF tag and keeping such information regarding vehicle purchase habits
and other information useful to the fuel dispensing station owner.
[0058] While this invention has been described as having a preferred design, the present
invention can be further modified within the spirit and scope of this disclosure.
This application is therefore intended to cover any variations, uses, or adaptations
of the invention using its general principles. Further, this application is intended
to cover such departures from the present disclosure as come within known or customary
practice in the art to which this invention pertains and which fall within the limits
of the appended claims.
1. A computer system to emulate a magstripe card reader connected to a fuel dispenser
terminal system, said computer system comprising:
a first radio frequency transmitting antenna;
a separate first radio frequency receiving antenna;
a controller for electronically controlling said system, said controller connected
to said transmitting antenna and said receiving antenna; said controller adapted to
develop and transmit magstripe card reader signals based on signals received from
said receiving antenna; and
multiplexer means for selectively communicating said magstripe card reader signals
from said controller to the fuel dispenser terminal system.
2. The computer system of Claim 1 further comprising an control board connected to a
first indicator light and an second indicator light, said control board further connected
to said controller, said controller controlling the operation of said control board
to illuminate either of said indicator lights based on signals received from the receiving
antenna.
3. The computer system of Claim 2 in which said first indicator light is lit when said
system identifies a radio frequency tag and said second indicator light is lit when
said system identifies that credit card data previously programmed into the radio
frequency tag has been correctly received by the system.
4. The computer system of Claim 1 further comprising a vehicle sensing switch connected
to said controller to signal if a vehicle is present near the fuel dispenser terminal.
5. The computer system of Claim 4 in which said controller activates said transmitting
antenna only when said vehicle sensing switch signals a vehicle is present near the
fuel dispenser terminal.
6. The computer system of Claim 1 in which said multiplexer means additionally connects
to a magstripe card reader connected to the fuel dispenser terminal, said multiplexer
means selectively communicating magstripe card reader signals from either said controller
or the magstripe card reader to the fuel dispenser terminal system.
7. The computer system of Claim 1 in which said system includes a radio frequency tag
that modifies and reflects signals received from said transmitting antenna to said
receiving antenna.
8. The computer system of Claim 1 in which said system includes two transmitting antennas
and a single receiving antenna, said transmitting antennas and receiving antenna only
respectively transmitting and receiving signals to a vehicle mounted radio frequency
tag said system further including a patch antenna for both transmitting and receiving
signals only to a hand held keyfob radio frequency tag.
9. The computer system of Claim 8 further comprising a vehicle sensing switch connected
to said controller to signal if a vehicle is present near the fuel dispenser terminal.
10. The computer system of Claim 9 in which said controller activates said transmitting
antenna only when said vehicle sensing switch signals a vehicle is present near the
fuel dispenser terminal.
11. The computer system of Claim 1 further comprising a multichannel radio frequency interrogator
to multiplex signals from said antennas to said controller.
12. The computer system of Claim 11 in which said interrogator is connected to a second
radio frequency transmitting antenna and second separate radio frequency receiving
antenna, said second antennas located on an opposite side of the fuel dispenser terminal
system from said first antennas.
13. The computer system of Claim 11 further comprising a radio frequency switch means
controlled by said controller for selecting and applying a signal to one of said transmitting
antennas.
14. The method of combining a radio frequency tag identification system having a multiplexer
with a fuel dispenser system, the method comprising:
disconnecting a magstripe card reader from a fuel dispenser system card reader input;
connecting said radio frequency tag identification system multiplexer to said fuel
dispenser system card reader input; and
connecting the previously disconnected magstripe card reader to said multiplexer.
15. A multiplexing system for communicating credit card data to a dispenser payment terminal
or point of sale system having a particular operating state an a magstripe card reader,
said multiplexing system comprises:
a radio frequency tag means for holding credit card data and communicating said credit
card data via radio frequency signals;
an antenna for receiving said radio frequency signals;
a controller connected to said antenna for receiving said radio frequency signals
from said antenna and processing said signals and transmitting magstripe card reader
signals containing the credit card data received from said tag means; and
multiplexer means connected between the magstripe card reader and its associated dispenser
payment terminal or point of sale system for either of permitting transferring of
magstripe card reader signals from said magstripe card reader and permitting transferring
of magstripe card reader signals from said controller to the associated dispenser
payment terminal or point of sale system.
16. The multiplexing system of Claim 15 further comprising sensing means for determining
the state of the associated dispenser payment terminal or point of sale system so
said controller maintains synchronization therewith.
17. The multiplexing system of Claim 15 further comprising a sensing means for providing
a signal back to said controller providing an indication of the associated dispenser
payment terminal or point of sale system operating state and a credit card transaction
status.
18. A radio frequency tag programmer comprising:
a magstripe card reader through which a magstripe card having encoded credit card
data may be slid;
a radio frequency transmitting antenna;
a radio frequency receiving antenna; and
an encoder connected to said magstripe card reader and said antennas, said encoder
programmed to transmit said encoded signals through said transmitting antenna to a
programmable radio frequency tag after a magstripe card has been slid through said
magstripe card reader.
19. The radio frequency tag programmer of Claim 18 in which said encoder verifies said
radio frequency tag has received and saved said previously transmitted encoded signals
by receiving encoded signals from said programmable radio frequency tag through said
receiving antenna.
20. The radio frequency tag programmer of Claim 18 further comprising a keyboard for alternate
manual entry of credit card data into said encoder for transmission.
21. The radio frequency tag programmer of Claim 18 connected to a fuel dispenser payment
terminal.
22. The radio frequency tag programmer of Claim 18 connected to a point of sale system.