A SYSTEM, METHOD AND ARTICLE OF MANUFACTURE FOR SECURE, STORED VALUE TRANSACTIONS OVER AN OPEN COMMUNICATION NETWORK UTILIZING AN EXTENSIBLE, FLEXIBLE ARCHITECTURE - Patent 0923769

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EP 0 923 769 A2

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(43)	Date of publication:
	23.06.1999 Bulletin 1999/25

(21)	Application number: 97936382.0

(22)	Date of filing: 31.07.1997

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International Patent Classification (IPC):

G06Q 20/ 00^{( . )}
H04L 29/ 06^{( . )}

G07F 7/ 08^{( . )}

(86)	International application number:
	PCT/US1997/013673

(87)	International publication number:
	WO 1998/005011 (05.02.1998 Gazette 1998/05)

(84)	Designated Contracting States:
	DE FR GB IE

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Priority:

31.07.1996 US 19960692907

(71)	Applicant: Verifone, Inc.
	Santa Clara, CA 95054-1200 (US)

(72)	Inventor:
	ROWNEY, Kevin, T., B. San Francisco, CA 94131 (US)

(74)	Representative: Garratt, Peter Douglas
	Mathys & Squire 100 Grays Inn Road London WC1X 8AL London WC1X 8AL (GB)

(54)	A SYSTEM, METHOD AND ARTICLE OF MANUFACTURE FOR SECURE, STORED VALUE TRANSACTIONS OVER AN OPEN COMMUNICATION NETWORK UTILIZING AN EXTENSIBLE, FLEXIBLE ARCHITECTURE