(19)
(11) EP 0 935 208 A3

(12) EUROPEAN PATENT APPLICATION

(88) Date of publication A3:
21.02.2001 Bulletin 2001/08

(43) Date of publication A2:
11.08.1999 Bulletin 1999/32

(21) Application number: 98305539.3

(22) Date of filing: 10.07.1998
(51) International Patent Classification (IPC)7: G06F 17/60
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 11.07.1997 US 897060

(71) Applicants:
  • Cahall, Peter S.
    Longwood, Florida 32779 (US)
  • Campisi, James M.
    Sanford, Florida 32771 (US)

(72) Inventors:
  • Cahall, Peter S.
    Longwood, Florida 32779 (US)
  • Campisi, James M.
    Sanford, Florida 32771 (US)
  • Resnick, Larry
    Winter Park, Florida 32792 (US)
  • Greene, Jr., Lowell H.
    Heathrow, Florida 32746 (US)
  • McGrew, Charles R.
    Longwood, Florida 32779 (US)
  • Branscomb, John D.
    Lilburn, Georgia 30247 (US)
  • Millwood, Timothy S.
    Alpharetta, Georgia 30201 (US)
  • Eisenberg, Steven A.
    Atlanta, Georgia 30327 (US)

(74) Representative: Brandon, Paul Laurence 
APPLEYARD LEES, 15 Clare Road
Halifax, West Yorkshire HX1 2HY
Halifax, West Yorkshire HX1 2HY (GB)

   


(54) Integrated insurance system and system method


(57) A computerised integrated insurance financing system. Specifically, the computerised insurance system is capable of handling an insurance transaction from the development of an appropriate insurance contract with the client through the management of the client's insurance information during the life of the contract. Initially, census data is received from a potential client in the form of computer records representing a plurality of individuals to be insured. After being reviewed and standardised, the census data is used to perform a pecuniary loss analysis The data from the pecuniary loss analysis is used to generate insurance illustrations and a financial analysis for the client. Once an appropriate insurance contract is finalised, the system generates the insurance contract, and related documentation, and the census data is used to manage the client's insurance information during the life of the contract.






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