(19)

(11)

EP 0 939 953 A1

(12)

(43) Date of publication: 08.09.1999 Bulletin 1999/36 (21) Application number: 97949424.0 (22) Date of filing: 14.11.1997

(51) International Patent Classification (IPC):  G06Q 30/ 00( . ) (86) International application number: PCT/US1997/020765 (87) International publication number: WO 1998/021713 (22.05.1998 Gazette 1998/20)

(84) Designated Contracting States: DE FR GB NL (30) Priority: 15.11.1996 US 19960030492P (71) Applicant: 1.2.1. Precise Information LLC New Canaan, CT 06840 (US)	(72) Inventors: LEVILLE, Kevin, J. New Canaan, CT 06840 (US) KLINGENBERG, Tim, P. Spokane, WA 99216 (US) BLYTH, Michael Evanston, IL 60201 (US) (74) Representative: Kern, Wolfgang, Dipl.-Ing.  Patentanwälte Kern, Brehm & Partner GbR Albert-Rosshaupter-Strasse 73 81369 München 81369 München (DE)