(19)

(11)

EP 1 114 380 A1

(12)

(43) Date of publication: 11.07.2001 Bulletin 2001/28 (21) Application number: 99943734.6 (22) Date of filing: 19.08.1999

(51) International Patent Classification (IPC)7: G06F 17/60, G06F 17/30, G06G 7/52 (86) International application number: PCT/US9918/725 (87) International publication number: WO 0011/586 (02.03.2000 Gazette 2000/09)

(84) Designated Contracting States: AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE Designated Extension States: AL LT LV MK RO SI (30) Priority: 20.08.1998 US 97329 P 18.08.1999 US 376294 (71) Applicant: Equifax Inc. Atlanta, GA 30309 (US)	(72) Inventors: WALLACE, David, L. Fayetteville, GA 30214 (US) HAMMOND, Marguerite, Anne Doraville, GA 30093 (US) HEADLEY, Judy Suwanee, GA 30024 (US) (74) Representative: Weston, Robert Dale et al PHILLIPS & LEIGH5 Pemberton Row London EC4A 3BA London EC4A 3BA (GB)