(19)

(11)

EP 1 145 166 A1

(12)

(43) Date of publication: 17.10.2001 Bulletin 2001/42 (21) Application number: 00937546.0 (22) Date of filing: 12.05.2000

(51) International Patent Classification (IPC)7: G06F 17/60 (86) International application number: PCT/US0013/201 (87) International publication number: WO 0068/861 (16.11.2000 Gazette 2000/46)

(84) Designated Contracting States: AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE Designated Extension States: AL LT LV MK RO SI (30) Priority: 12.05.1999 US 133792 P (71) Applicant: MASTERCARD INTERNATIONAL, INC. Purchase, NY 10577-2509 (US)	(72) Inventors: TUNG, Teik Danbury, CT 06810 (US) CARELLA, David Harrison, NY 10528 (US) (74) Representative: Lucas, Brian Ronald  Lucas & Co.135 Westhall Road WarlinghamSurrey CR6 9HJ WarlinghamSurrey CR6 9HJ (GB)
	Remarks: WIPO A3 publication data is not currently available.