(19)
(11) EP 1 281 112 A1

(12)

(43) Date of publication:
05.02.2003 Bulletin 2003/06

(21) Application number: 01928835.6

(22) Date of filing: 25.04.2001
(51) International Patent Classification (IPC)7: G06F 1/00
(86) International application number:
PCT/US0113/266
(87) International publication number:
WO 0108/2030 (01.11.2001 Gazette 2001/44)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 27.04.2000 US 559778
28.04.2000 US 200623 P
17.05.2000 US 572795

(71) Applicant: Cybercash, Inc.
Reston, VA 20191 (US)

(72) Inventors:
  • LIGHT, Elliot, D.
    Rockville, MD 20850 (US)
  • ERSHEID, Ali
    Pacific Grove, CA 93950 (US)

(74) Representative: VOSSIUS & PARTNER 
Siebertstrasse 4
81675 München
81675 München (DE)

   


(54) SYSTEM AND METHOD FOR USING A STORED VALUE INSTRUMENT IN ELECTRONIC TRANSACTIONS AND FOR STORAGE AND RETRIEVAL OF INFORMATION SUBJECT TO AUTHORIZATION BY A DATA CONTROLLER