(19)
(11) EP 1 295 267 A2

(12)

(88) Date of publication A3:
30.05.2002

(43) Date of publication:
26.03.2003 Bulletin 2003/13

(21) Application number: 01948539.0

(22) Date of filing: 21.06.2001
(51) International Patent Classification (IPC)7G07F 19/00
(86) International application number:
PCT/US0119/754
(87) International publication number:
WO 0109/9071 (27.12.2001 Gazette 2001/52)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 22.06.2000 US 213325 P
14.08.2000 US 225168 P
15.03.2001 US 809367
11.04.2001 US 833049

(71) Applicant: MASTERCARD INTERNATIONAL, INC.
Purchase, NY 10577-2509 (US)

(72) Inventors:
  • HOGAN, Edward, J.
    Larchmont, NY 10538 (US)
  • CAMPBELL, Carl, M.
    Newtown Square, PA 19073 (US)

(74) Representative: Beresford, Keith Denis Lewis 
2-5 Warwick CourtHigh Holborn
London WC1R 5DH
London WC1R 5DH (GB)

   


(54) AN IMPROVED METHOD AND SYSTEM FOR CONDUCTING SECURE PAYMENTS OVER A COMPUTER NETWORK WITHOUT A PSEUDO OR PROXY ACCOUNT NUMBER