(19)
(11) EP 1 334 455 A1

(12)

(43) Date of publication:
13.08.2003 Bulletin 2003/33

(21) Application number: 01981433.4

(22) Date of filing: 11.10.2001
(51) International Patent Classification (IPC)7G06F 17/60
(86) International application number:
PCT/US0131/552
(87) International publication number:
WO 0203/1733 (18.04.2002 Gazette 2002/16)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 13.10.2000 US 689611

(71) Applicant: Capital One Financial Corporation
Falls Church, VA 22042 (US)

(72) Inventors:
  • BAKER, Samuel, Harvey, IV
    Glen Allen, VA 23060 (US)
  • SWIGER, Bradford, Ray
    Glen Allen, VA 23059 (US)

(74) Representative: Beresford, Keith Denis Lewis et al
BERESFORD & Co.2-5 Warwick Court,High Holborn
London WC1R 5DH
London WC1R 5DH (GB)

   


(54) SYSTEMS AND METHODS FOR THE CREATION AND MANAGEMENT OF SOLICITATIONS