(19)
(11) EP 1 340 178 A2

(12)

(88) Date of publication A3:
13.02.2003

(43) Date of publication:
03.09.2003 Bulletin 2003/36

(21) Application number: 01989824.6

(22) Date of filing: 31.10.2001
(51) International Patent Classification (IPC)7: G06F 17/60
(86) International application number:
PCT/US0145/372
(87) International publication number:
WO 0203/7219 (10.05.2002 Gazette 2002/19)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 02.11.2000 US 708124

(71) Applicant: Cybersource Corporation
Mountain View, CA 94043 (US)

(72) Inventors:
  • LEWIS, Michael
    Sunnyvale, CA 94086 (US)
  • KING, Frank
    Saratoga, CA 95070 (US)
  • ARNOLD, Thomas
    Saratoga, CA 95070 (US)
  • WRIGHT, William
    Los Gatos, CA 95033 (US)
  • PETTIT, John
    Sausalito, CA 94965 (US)

(74) Representative: Hibbert, Juliet Jane Grace 
Kilburn & Strode,20 Red Lion Street
London WC1R 4PJ
London WC1R 4PJ (GB)

   


(54) METHOD AND APPARATUS FOR EVALUATING FRAUD RISK IN AN ELECTRONIC COMMERCE TRANSACTION