(19)

(11)

EP 1 358 593 A2

(12)

(88) Date of publication A3: 28.08.2003 (43) Date of publication: 05.11.2003 Bulletin 2003/45 (21) Application number: 01910544.4 (22) Date of filing: 08.02.2001

(51) International Patent Classification (IPC)7: G06F 17/60 (86) International application number: PCT/US0104/393 (87) International publication number: WO 0106/3446 (30.08.2001 Gazette 2001/35)

(84) Designated Contracting States: AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR Designated Extension States: AL LT LV MK RO SI (30) Priority: 25.02.2000 US 512845 (71) Applicant: Ocwen Technology Xchange, Inc. West Palm Beach, FL 33401 (US)	(72) Inventors: RAMANATHAN, Ravi Irvine, CA 92602 (US) JOHNSON, Edmund, M. Mission Viejo, CA 92691 (US) GRAVES, Michael, A. Vista, CA 92083 (US) (74) Representative: UEXKÜLL & STOLBERG  PatentanwälteBeselerstrasse 4 22607 Hamburg 22607 Hamburg (DE)