(19)
(11) EP 1 358 609 A2

(12)

(88) Date of publication A3:
06.03.2003

(43) Date of publication:
05.11.2003 Bulletin 2003/45

(21) Application number: 02714853.5

(22) Date of filing: 07.02.2002
(51) International Patent Classification (IPC)7: G06F 17/60
(86) International application number:
PCT/US0203/743
(87) International publication number:
WO 0206/3432 (15.08.2002 Gazette 2002/33)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR
Designated Extension States:
AL LT LV MK RO SI

(30) Priority: 07.02.2001 US 266995 P
13.03.2001 US 275494 P
12.10.2001 US 328964 P

(71) Applicants:
  • I4 Commerce Inc.
    Timonium, MD 21093 (US)
  • Keithly, Thomas H.
    Monkton, MD 21111 (US)
  • Hirschfeld, Daniel A.
    Timonium, MD 21093 (US)
  • Lavelle, Mark L.
    Govans, MD 21212 (US)

(72) Inventors:
  • TALBERT, Vincent, W.
    Cockeysville, MD 21030 (US)
  • KEITHLY, Thomas, H.
    Monkton, MD 2111 (US)
  • HIRSCHFELD, Daniel, A.
    Timonium, MD 21093 (US)
  • LAVELLE, Mark, L.
    Govans, MD 21212 (US)

(74) Representative: Carstairs, J. C. 
Forrester & Boehmert,Pettenkoferstrasse 20-22
80336 München
80336 München (DE)

   


(54) METHOD AND SYSTEM FOR COMPLETING A TRANSACTION BETWEEN A CUSTOMER AND A MERCHANT