(19)

(11)

EP 1 407 354 A2

(12)

(88) Date of publication A3: 12.02.2004 (43) Date of publication: 14.04.2004 Bulletin 2004/16 (21) Application number: 02718452.2 (22) Date of filing: 03.04.2002

(51) International Patent Classification (IPC)7: G06F 9/46 (86) International application number: PCT/IB2002/001167 (87) International publication number: WO 2003/007152 (23.01.2003 Gazette 2003/04)

(84) Designated Contracting States: AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR Designated Extension States: AL LT LV MK RO SI (30) Priority: 18.04.2001 US 284766 P 19.04.2001 US 285494 P 23.01.2002 US 202226 P (71) Applicant: Financialcad Corporation Surrey,British Columbia V3W 1J8 (CA)	(72) Inventors: LACEY, Martin, M. Surrey, British Columbia V3S 7J9 (CA) GLASSCO, David, H., J. Surrey, British Columbia V3S 8H8 (CA) (74) Representative: Seranski, Klaus, Dipl.-Phys., Dr.  Leinweber & ZimmermannPatentanwälteRosental 7 80331 München 80331 München (DE)