(19)
(11) EP 1 436 740 A1

(12)

(43) Date of publication:
14.07.2004 Bulletin 2004/29

(21) Application number: 01983206.2

(22) Date of filing: 16.10.2001
(51) International Patent Classification (IPC)7: G06F 17/60
(86) International application number:
PCT/US2001/042764
(87) International publication number:
WO 2003/034309 (24.04.2003 Gazette 2003/17)
(84) Designated Contracting States:
AT BE CH CY DE DK ES FI FR GB GR IE IT LI LU MC NL PT SE TR

(71) Applicant: Australia and New Zealand Banking Group Limited
Melbourne, VIC 3000 (AU)

(72) Inventors:
  • GUTHNER, Mark, W.
    Chatham, NJ 07928 (US)
  • MACLACHAN, Iain
    Newtown, VIC 3220 (AU)

(74) Representative: Howe, Steven 
Lloyd WiseCommonwealth House,1-19 New Oxford Street
London WC1A 1LW
London WC1A 1LW (GB)

   


(54) SYSTEM AND METHOD FOR ANALYZING RISK AND PROFITABILITY OF NON-RECOURSE LOANS