(19)

(11)

EP 1 476 838 A1

(12)

(43) Date of publication: 17.11.2004 Bulletin 2004/47 (21) Application number: 03707653.6 (22) Date of filing: 30.01.2003

(51) International Patent Classification (IPC)7: G06F 17/60 (86) International application number: PCT/US2003/003016 (87) International publication number: WO 2003/065277 (07.08.2003 Gazette 2003/32)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LI LU MC NL PT SE SI SK TR Designated Extension States: AL LT LV MK RO (30) Priority: 30.01.2002 US 66137 (71) Applicant: PaymentOne Corporation San Jose, CA 95138 (US)	(72) Inventors: SCHWARZ, Mikel, A. San Jose, CA 95123 (US) TODD, Paul, K. Sunnyvale, CA 94085 (US) (74) Representative: Cozens, Paul Dennis  Mathys & Squire100 Grays Inn Road London WC1X 8AL London WC1X 8AL (GB)