PROCESSING AND MANAGEMENT OF TRANSACTION TIMING CHARACTERISTICS - Patent 1570399

(19)

(11)

EP 1 570 399 A2

(12)

(88)	Date of publication A3:
	15.07.2004

(43)	Date of publication:
	07.09.2005 Bulletin 2005/36

(21)	Application number: 03796728.8

(22)	Date of filing: 05.12.2003

(51)	International Patent Classification (IPC)⁷: G06F 17/60

(86)	International application number:
	PCT/US2003/038789

(87)	International publication number:
	WO 2004/053775 (24.06.2004 Gazette 2004/26)

(84)	Designated Contracting States:
	AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LI LU MC NL PT RO SE SI SK TR
	Designated Extension States:
	AL LT LV MK

(30)

Priority:

06.12.2002 US 431659 P

(71)	Applicant: US Bancorp
	Minneapolis, MN 55402-4302 (US)

(72)	Inventor:
	HAHN-CARLSON, Dean, W. St. Paul, MN 55116 (US)

(74)	Representative: Brookes Batchellor
	102-108 Clerkenwell Road London EC1M 5SA London EC1M 5SA (GB)

(54)	PROCESSING AND MANAGEMENT OF TRANSACTION TIMING CHARACTERISTICS