(19)

(11)

EP 1 695 279 A2

(12)

(88) Date of publication A3: 15.09.2005 (43) Date of publication: 30.08.2006 Bulletin 2006/35 (21) Application number: 04814277.2 (22) Date of filing: 15.12.2004

(51) International Patent Classification (IPC):  G06Q 10/00(2006.01) (86) International application number: PCT/US2004/042072 (87) International publication number: WO 2005/059709 (30.06.2005 Gazette 2005/26)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LI LT LU MC NL PL PT RO SE SI SK TR (30) Priority: 17.12.2003 US 530144 P (71) Applicant: Loeper, David B. Midlothian, VA 23001 (US)	(72) Inventor: Loeper, David B. Midlothian, VA 23001 (US) (74) Representative: Wilson Gunn  5th Floor Blackfriars House The Parsonage Manchester M3 2JA Manchester M3 2JA (GB)