(19)
(11) EP 1 810 133 A2

(12)

(43) Date of publication:
25.07.2007 Bulletin 2007/30

(21) Application number: 05802843.2

(22) Date of filing: 03.10.2005
(51) International Patent Classification (IPC): 
G06F 9/44(2006.01)
(86) International application number:
PCT/US2005/035718
(87) International publication number:
WO 2006/039706 (13.04.2006 Gazette 2006/15)
(84) Designated Contracting States:
AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LI LT LU LV MC NL PL PT RO SE SI SK TR
Designated Extension States:
AL BA HR MK YU

(30) Priority: 01.10.2004 US 615568 P

(71) Applicant: CITIBANK, N.A.
New York, NY 10022 (US)

(72) Inventors:
  • GRANDCOLAS, Michael
    Santa Monica, California 90405 (US)
  • RIBLETT, John
    Culver City, California 90230 (US)
  • KRAWIEC, Ted
    Malibu, California 90265 (US)
  • COHEN, Albert
    Encino, California 91316 (US)
  • SHAHDOUSTI, Sam
    Los Angeles, California 90024 (US)
  • VYAS, Naresh
    Redondo Beach, California 90278 (US)
  • MAST, Mike
    Oak Park, California 91377-1324 (US)
  • KHILKEVICH, Simon
    Northridge, California 91326 (US)
  • STOLAROV, Gene
    Granada Hills, California 91344 (US)
  • KORYAKOVTSEVA, Irina
    Marlboro, New Jersey 07746 (US)
  • MARKARIAN, Grigor
    Oak Park, California 91377 (US)
  • DIMOND, Jeremy
    Playa del Rey, California 90293 (US)
  • KHARUL, Avinash
    Santa Monica, California 90405 (US)
  • CHITNIS, Amit
    Los Angeles, California 90066 (US)
  • VERNEKAR, Ravin
    Los Angeles, California 90034 (US)
  • PAREKH, Dilip
    Los Angeles, California 90045 (US)
  • BITTER, Mark
    Los Angeles, California 90035 (US)
  • KHALILI, Farah
    Beverly Hills, California 90210 (US)
  • PETACH, Teresa
    Los Angeles, California 90066 (US)
  • KARWA, Rajashree
    Los Angeles, California 90064 (US)
  • KOWALSKI, Chris
    Culver City, California 90230 (US)

(74) Representative: Andréasson, Ivar 
Hynell Patenttjänst AB Patron Carls väg 2
683 40 Hagfors/Uddeholm
683 40 Hagfors/Uddeholm (SE)

   


(54) METHODS AND SYSTEMS FOR IMPLEMENTING ON-LINE FINANCIAL INSTITUTION SERVICES VIA A SINGLE PLATFORM